Q: When are St. Lucie County property taxes due for FY 2025-2026?
A: Property taxes are due in full by March 31, 2026. However, early payment discounts are available: 4% discount if paid in November, 3% in December, 2% in January, and 1% in February. Taxes become delinquent on April 1st.
Q: What homestead benefits are available and how do I apply?
A: The homestead exemption reduces taxable value by up to $50,000 and caps annual assessment increases at 3% under Save Our Homes. You must apply with the Property Appraiser's office by March 1st, and the property must be your permanent residence as of January 1st.
Q: Are there additional tax credits for seniors, veterans, or disabled persons?
A: Yes, several additional exemptions are available including additional homestead exemptions for seniors 65+ with income limits, disabled veteran exemptions, and total exemptions for totally disabled first responders. All require separate applications with specific documentation and deadlines.
Q: When does the Property Appraiser assess property values?
A: All properties are assessed annually as of January 1st. The Property Appraiser must mail TRIM notices by August 25th, and the Value Adjustment Board hears assessment appeals in July through September.
Q: What are the penalties for late property tax payments?
A: Interest accrues at 1.5% per month (18% annually) starting April 1st. Additional penalties apply, and properties can be sold for delinquent taxes after two years.
Q: Can I pay property taxes online?
A: Yes, St. Lucie County offers online payment options through the Tax Collector's website, accepting electronic checks and credit cards (processing fees apply for credit cards).
Q: Why do property tax rates vary within St. Lucie County?
A: Different areas are served by various special districts including municipal governments, fire districts, community development districts, and improvement districts. Each adds its own millage rate to the base county and school district rates.
Q: What if I disagree with my property assessment?
A: You can file a petition with the Value Adjustment Board by the deadline specified on your TRIM notice (typically in September). The board consists of county commissioners, school board members, and citizen appointees who review assessment disputes.
Q: Do I lose homestead exemption if I rent out my property?
A: Yes, if your property is rented on January 1st, you will lose the homestead exemption for that entire tax year, as it must be your permanent residence.
Q: Can I transfer my Save Our Homes benefit when I move?
A: Yes, Florida's portability provision allows you to transfer up to $500,000 of Save Our Homes benefit to a new homestead property within the state, subject to specific timing requirements and applications.
