Q: When are property taxes due in Putnam County for the current fiscal year?
A: Property taxes are due in full by March 31st. However, you can receive a 2% discount if paid in January or a 1% discount if paid in February. Taxes become delinquent on April 1st with penalties and interest applied.
Q: What is the Homestead Tax Credit and how do I apply?
A: The Homestead Exemption provides up to $50,000 reduction in assessed value for your primary residence, plus caps annual assessment increases at 3% under Save Our Homes. You must file an application with the Property Appraiser by March 1st of the year you want the exemption to begin. This requires proof of permanent residency as of January 1st.
Q: What other tax credits are available and do they require applications?
A: Additional credits include Senior Citizen Exemption (additional $50,000 for qualifying seniors), Disabled Veteran Credits, Agricultural Classifications, and Widow/Widower benefits. ALL require separate applications filed by March 1st annually with the Putnam County Property Appraiser's office.
Q: How is my property's assessed value determined?
A: All property is assessed at fair market value as of January 1st each year. The Property Appraiser considers recent sales of comparable properties, property characteristics, and market conditions. Assessment notices are typically mailed in July.
Q: Can I appeal my property assessment and what's the deadline?
A: Yes, you can file a petition with the Value Adjustment Board if you believe your assessment is incorrect. The deadline is typically 25 days from the mailing date of your TRIM notice (usually late August). Contact the Property Appraiser's office first to discuss your concerns informally.
Q: What happens if I pay my property taxes late?
A: Taxes become delinquent April 1st with a 3% penalty added immediately. Interest accrues at 1.5% per month thereafter. After two years of delinquency, the property may be sold at a tax deed sale.
Q: Can I pay my property taxes online?
A: Yes, the Putnam County Tax Collector offers online payment options through their official website. You can pay by electronic check or credit card, though credit card payments may include processing fees.
Q: Why did I receive a supplemental tax bill?
A: Supplemental taxes are issued for mid-year changes like new construction, major improvements, or changes in property use. These are prorated for the remaining months in the tax year and have separate due dates from your regular annual tax bill.
Q: How do special district taxes affect my bill?
A: Your location determines which special districts apply to your property (fire, library, municipal services, etc.). Each district sets its own millage rate, so two properties with identical values in different areas of Putnam County may have significantly different tax bills.
Q: If I move within Florida, can I transfer my Save Our Homes benefits?
A: Yes, Florida law allows "portability" of Save Our Homes benefits when you move to a new homestead within Florida. You must apply for this transfer within two years of establishing your new homestead. Contact the Property Appraiser for specific procedures and deadlines.
