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Updated 2025 Tax Year

Pinellas County
Property Tax Guide

Everything you need to know about property taxes in Pinellas County, FL. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
4.6136 mills (0.46%) base county rate, varies by municipality and special districts
1st Due
Nov 1
Exemptions
6+ Available
Section 1

How Property Tax Works

Pinellas County's property tax system serves as the primary funding mechanism for essential local services including public schools, law enforcement, fire protection, parks and recreation, and county infrastructure. Property taxes in Pinellas County are administered by the Property Appraiser's Office for assessment and valuation purposes, while the Tax Collector's Office handles billing and collection. The county operates under Florida's "Save Our Homes" constitutional amendment, which caps annual assessment increases at 3% for homesteaded properties, providing stability and predictability for long-term residents.

The effective property tax rate in Pinellas County for 2025 is 4.6136 mills for the base county services, though total rates vary significantly depending on your specific location within the county and which municipal and special district services apply to your property. Total millage rates can range from approximately 17.67 mills to over 21.05 mills depending on your municipality and special districts. This translates to annual property taxes ranging from roughly $5,300 to $6,300 per year on a $300,000 home after applying the standard homestead exemption.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
Pinellas County General4.6136Basic county services, administration, public safety
Pinellas County School District6.2930Public education, school operations and maintenance
Southwest Florida Water Management0.2500Regional water management and conservation (select areas)
Emergency Medical Services0.5000County-wide emergency medical and ambulance services
Library District0.7300Pinellas Public Library system operations
Fire Protection2.0857Fire and rescue services
Municipal Services1.6200City services (varies by municipality)
Special Districts (Various)0.8050-1.0256Lighting, recreation, drainage, other local improvements

Note: Actual rates vary by location within Pinellas County. Municipal and special district rates apply only to properties within those jurisdictions.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Pinellas County, property taxes are due in two installments:

First Installment
Nov 1
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Pinellas County are additional tax bills issued when there are mid-year changes to a property's assessed value or ownership status. The most common triggers include ownership changes through sales or transfers, completion of new construction or major renovations, and the addition of improvements like pools, additions, or accessory structures. Supplemental taxes are calculated based on the difference between the old and new assessed values, prorated for the remaining months in the tax year.

For example, if you purchase a home in Pinellas County in January that was previously assessed at $250,000 but sells for $400,000, the Property Appraiser may issue a supplemental assessment reflecting the new market value. If your total millage rate is 18.0 mills, the supplemental tax would be calculated as: ($400,000 - $250,000) × 0.018 = $2,700 annually, then prorated for the 11 remaining months, resulting in a supplemental bill of approximately $2,475. These supplemental bills are mailed separately from regular tax bills and typically have their own payment deadlines.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Assessed Value: $300,000
  • Less: Homestead Exemption: -$50,000
  • Net Taxable Value: $250,000
  • Tax Rate: 18.0 mills (average)
  • Annual Tax: $250,000 × 0.018 = $4,500
  • Monthly Escrow: $375

Example 2: $600,000 Home with Homestead Exemption

  • Assessed Value: $600,000
  • Less: Homestead Exemption: -$50,000
  • Net Taxable Value: $550,000
  • Tax Rate: 18.0 mills (average)
  • Annual Tax: $550,000 × 0.018 = $9,900
  • Monthly Escrow: $825

Example 3: $1,000,000 Home with Homestead Exemption

  • Assessed Value: $1,000,000
  • Less: Homestead Exemption: -$50,000
  • Net Taxable Value: $950,000
  • Tax Rate: 18.0 mills (average)
  • Annual Tax: $950,000 × 0.018 = $17,100
  • Monthly Escrow: $1,425

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Pinellas County require borrowers to maintain an escrow account for property taxes, especially when the loan-to-value ratio exceeds 80%. Your monthly mortgage payment includes a portion that goes into this escrow account, which your lender uses to pay your property taxes when they become due. Lenders typically collect 1/12th of your estimated annual property tax bill each month, plus an additional cushion amount as allowed by federal regulations.

Property tax bills in Pinellas County are mailed on Halloween (October 31st) each year and are due by March 31st of the following year. However, discounts are available for early payment: 4% discount if paid in November, 3% in December, 2% in January, and 1% in February. Your lender will generally pay by the March 31st deadline to avoid any penalties. You should receive an annual escrow analysis from your lender showing how your property tax payments were applied, and any adjustments to your monthly escrow amount based on actual tax bills versus estimates.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Pinellas County? A: Property taxes are due March 31st each year. Early payment discounts are available: 4% in November, 3% in December, 2% in January, and 1% in February.

Q: What is the homestead exemption and how do I apply? A: The homestead exemption provides up to $50,000 in assessed value reduction for your primary residence. You must apply by March 31st at the Property Appraiser's office with proof of residency such as a driver's license and voter registration.

Q: How is my property's assessed value determined? A: The Property Appraiser determines market value based on recent sales of comparable properties, property characteristics, and market conditions. Homesteaded properties have annual assessment increases capped at 3% under Save Our Homes.

Q: Can I appeal my property assessment? A: Yes, you can file a petition with the Value Adjustment Board if you believe your assessment is incorrect. The deadline is typically 25 days after the Truth in Millage (TRIM) notice is mailed.

Q: What happens if I pay my property taxes late? A: Interest and penalties begin accruing April 1st. Properties become tax delinquent and may be subject to tax certificate sales and eventual tax deed proceedings if taxes remain unpaid.

Q: Can I pay my property taxes online? A: Yes, the Pinellas County Tax Collector offers online payment options through their website. You can pay by e-check or credit/debit card, though convenience fees may apply for card payments.

Q: What is portability and how does it work? A: Portability allows you to transfer up to $500,000 of your Save Our Homes benefit to a new homestead property in Florida. You must apply within two years of establishing your new homestead.

Q: Do I need to reapply for homestead exemption each year? A: No, once approved, homestead exemption remains in effect as long as you continue to own and occupy the property as your primary residence by January 1st of each year.

Q: What personal property is subject to taxation? A: Business tangible personal property such as equipment, furniture, and fixtures are taxable. Household goods and personal effects in your home are generally exempt. Business personal property returns are due April 1st each year.

Q: How do special assessments differ from property taxes? A: Special assessments are charges for specific improvements like street paving or sidewalks that benefit particular properties. Unlike property taxes, they're typically one-time charges that can often be paid in installments over several years.

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