Q: When are property taxes due in Pasco County for FY 2025?
A: Taxes become due November 1st, with early payment discounts: 4% in November, 3% in December, 2% in January, and 1% in February. Taxes become delinquent April 1st if unpaid.
Q: What homestead tax credits are available and how do I apply?
A: The homestead exemption provides up to $50,000 in assessed value reduction ($25,000 general exemption plus $25,000 additional non-school exemption). You must apply with the Property Appraiser's office by March 1st following the year you establish residency. This is NOT automatic and requires a separate application.
Q: How does the Save Our Homes assessment cap work?
A: Save Our Homes limits annual assessment increases on homestead properties to 3% or the Consumer Price Index change, whichever is lower. This caps assessment growth, not market value. You must have a filed homestead exemption to qualify, and benefits are lost when you sell the property.
Q: Can I transfer my Save Our Homes benefits to a new home?
A: Yes, Florida's "portability" provision allows you to transfer up to $500,000 of Save Our Homes benefit to a new homestead within the state. You must apply for portability within two years of establishing your new homestead.
Q: What other tax exemptions require applications?
A: Senior exemptions (age 65+ with income limits), disability exemptions, veteran exemptions, and widow/widower exemptions all require separate applications with supporting documentation. Applications are typically due by March 1st annually.
Q: How do I appeal my property assessment?
A: File a petition with the Value Adjustment Board by the deadline shown on your TRIM notice (typically late July). You can also request an informal review with the Property Appraiser's office first, which may resolve disputes without a formal hearing.
Q: What happens if I pay taxes late?
A: A 3% penalty is added on April 1st for unpaid taxes, plus 1.5% interest per month. Properties with unpaid taxes for two years may be sold at tax deed sale.
Q: Can I pay property taxes online?
A: Yes, visit the Pasco County Tax Collector's website to pay online with bank transfer (small fee) or credit/debit card (processing fees apply). You can also pay by phone or mail.
Q: Why did my taxes increase even though I have homestead exemption?
A: Your taxes can increase due to special district assessments, school district millage rate changes, new voter-approved taxes, or if your property's capped assessed value increased by the maximum 3% allowed under Save Our Homes.
Q: Do I need to reapply for exemptions each year?
A: Most exemptions renew automatically once approved, but you must notify the Property Appraiser if your circumstances change (no longer primary residence, income changes for senior exemptions, etc.). New exemptions always require applications.
