HonestCasa logoHonestCasa
Updated 2025 Tax Year

Jefferson County
Property Tax Guide

Everything you need to know about property taxes in Jefferson County, FL. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
6.9085484127 mills (0.69%) base rate, varies by district with additional assessments
1st Due
Nov 1
Exemptions
6+ Available
Section 1

How Property Tax Works

Jefferson County, Florida operates under a property tax system that funds essential local services including schools, fire protection, emergency medical services, and general county operations. The county's property tax rate for FY 2024-2025 is 6.9085484127 mills (approximately 0.69%), which represents a decrease from the previous year's rate of 7.95 mills. This millage rate means property owners pay approximately $6.91 per $1,000 of assessed value after applicable exemptions.

Property tax rates in Jefferson County vary by location within the county due to additional assessments from special taxing districts, school districts, and municipal boundaries. Florida's "Save Our Homes" constitutional amendment provides significant protection for homestead properties by capping annual assessment increases at 3% or the Consumer Price Index, whichever is lower. Jefferson County is designated as one of Florida's fiscally constrained counties, which provides additional flexibility in certain tax and budgeting provisions.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General Operations6.9085484127Basic county services, administration, public safety
School DistrictVariesEducational services (rate varies by school district boundaries)
Municipal ServicesVariesCity services (applies only within incorporated areas)
Fire/EMS DistrictsVariesEmergency services and fire protection
Special DistrictsVariesDrainage, lighting, or other special service areas

Total Effective Rate Range: Approximately 6.91 to 15+ mills depending on location and applicable districts.

Note: These rates apply to the FY 2024-2025 levy year. Actual tax bills vary significantly based on your property's location within Jefferson County and which special taxing districts serve your area. Contact the Jefferson County Property Appraiser for your specific district assignments.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Jefferson County, property taxes are due in two installments:

First Installment
Nov 1
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Jefferson County are triggered by changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. When these events occur, the county calculates the difference between the old and new tax amounts and issues a supplemental bill for the remaining months of the fiscal year.

For example, if you purchase a home in Jefferson County in January and the new assessed value results in higher taxes than what the previous owner was paying, you would receive a supplemental tax bill covering the tax difference from January through September (the remainder of the fiscal year). The supplemental tax is calculated by determining the additional annual tax amount and prorating it based on the number of months remaining in the tax year.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • Homestead Exemption: -$50,000
  • Net Taxable Assessed Value: $250,000
  • Annual Tax (6.91 mills): $1,727.50
  • Monthly Escrow: $143.96

Example 2: $600,000 Home with Homestead Exemption

  • Market Value: $600,000
  • Homestead Exemption: -$50,000
  • Net Taxable Assessed Value: $550,000
  • Annual Tax (6.91 mills): $3,800.50
  • Monthly Escrow: $316.71

Example 3: $1,000,000 Investment Property (No Homestead)

  • Market Value: $1,000,000
  • Exemptions Applied: $0
  • Net Taxable Assessed Value: $1,000,000
  • Annual Tax (6.91 mills): $6,908.55
  • Monthly Escrow: $575.71

Note: These calculations use the base county rate only. Actual taxes will be higher due to school district and special district assessments. Most exemptions require annual application and are not automatic.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Jefferson County require property tax escrow accounts for financed properties. Your lender collects monthly payments equal to 1/12 of your annual property tax bill and deposits these funds into an escrow account. The lender then pays your property taxes directly to Jefferson County when they become due.

Property taxes are due in full by March 31st each year, with early payment discounts available in January (4% discount) and February (2% discount). Your mortgage company typically pays during the discount period to minimize costs. Lenders must provide annual escrow statements showing all deposits, payments, and account balances. If your property taxes increase significantly due to reassessment or special district changes, your lender may require higher monthly escrow payments and potentially collect a shortage amount to maintain adequate reserves.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Jefferson County? A: Property taxes for FY 2024-2025 are due in full by March 31, 2025. Early payment discounts are available: 4% discount in January and 2% discount in February. Taxes become delinquent on April 1st.

Q: What is the homestead exemption and do I need to apply? A: The homestead exemption reduces your taxable assessed value by up to $50,000 for your primary residence. You must file an application with the Jefferson County Property Appraiser by March 1st. This is not automatic and must be applied for annually until established.

Q: How does the Save Our Homes benefit work? A: Save Our Homes caps annual assessment increases on homestead properties at 3% or the Consumer Price Index, whichever is lower. This limits how much your assessed value can increase each year, not your market value. You must have an approved homestead exemption to qualify.

Q: What other tax credits are available and how do I apply? A: Additional credits include Senior Exemption (ages 65+ with income limits), Disability Exemption, Veterans' Exemption, and Widow/Widower Exemption. All require separate applications filed with the Property Appraiser by March 1st deadline.

Q: Can I appeal my property assessment? A: Yes, you can petition the Value Adjustment Board if you believe your assessment is incorrect. The deadline to file is typically 25 days after the Notice of Proposed Property Taxes is mailed, usually in late August.

Q: What happens if I pay late? A: Taxes become delinquent April 1st with immediate penalties and interest charges. After two years of delinquency, the property may be subject to tax certificate sale or tax deed proceedings.

Q: Can I pay property taxes online? A: Yes, Jefferson County offers online payment options through the Tax Collector's website. Payment methods typically include ACH transfers and credit/debit cards, though convenience fees may apply.

Q: Why did my taxes increase when I didn't make improvements? A: Tax increases can result from rising millage rates, special district assessments, loss of exemptions, or market-driven assessment increases (subject to Save Our Homes caps for homestead properties). New special districts for services like fire protection or drainage can also add to your total tax bill.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate