HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Jackson County
Property Tax Guide

Everything you need to know about property taxes in Jackson County, FL. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
Base county rate varies by location due to special districts and municipal boundaries
1st Due
Nov 1
Exemptions
6+ Available
Section 1

How Property Tax Works

Jackson County, Florida operates under the state's property tax system, where property taxes are the primary funding mechanism for essential county services including public safety, infrastructure, libraries, and fire rescue services. The county's Tax Collector and Property Appraiser work together to assess and collect property taxes, with the Property Appraiser determining assessed values and the Tax Collector handling payment collection and processing.

Property tax rates in Jackson County vary significantly by location within the county due to different combinations of special taxing districts, municipal boundaries, and service areas. While the base county rate provides core services, additional millage may apply for school districts, municipal services, fire districts, and other special assessments. The effective tax rate typically ranges from approximately 1.2% to 1.8% of assessed value, depending on your specific location and applicable taxing districts within Jackson County.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
Jackson County General7.945*Core county services, administration
School DistrictVariesLocal school operations and debt service
MunicipalVariesCity services (if within city limits)
Fire DistrictVariesFire protection and emergency services
Special DistrictsVariesWater management, lighting, other services

*Based on 2023 millage rate; 2024-2025 rates under consideration up to 10.0 mills for county operations.

Note: Total millage rates vary significantly by property location within Jackson County. The specific combination of taxing districts that apply to your property determines your total tax rate. Contact the Jackson County Property Appraiser for your exact millage rate combination.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Jackson County, property taxes are due in two installments:

First Installment
Nov 1
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Jackson County are additional property tax assessments that occur when there are changes to property ownership, completion of new construction, or improvements to existing properties during the tax year. These taxes are calculated based on the difference between the old and new assessed values, prorated for the remaining months in the fiscal year.

For example, if you complete a $100,000 home addition in January and your total millage rate is 25 mills, you would owe approximately $208 in supplemental taxes ($100,000 × 0.025 × 10/12 months remaining). Supplemental tax bills are typically issued within 60-90 days of the assessment change and have the same payment timeline as regular property taxes.

Example Calculation

Property Value: $300,000

  • Assessed Value: $300,000
  • Less: Homestead Exemption: -$50,000
  • Net Taxable Value: $250,000
  • Annual Tax (at 25 mills): $6,250
  • Monthly Escrow: $521

Property Value: $600,000

  • Assessed Value: $600,000
  • Less: Homestead Exemption: -$50,000
  • Net Taxable Value: $550,000
  • Annual Tax (at 25 mills): $13,750
  • Monthly Escrow: $1,146

Property Value: $1,000,000

  • Assessed Value: $1,000,000
  • Less: Homestead Exemption: -$50,000
  • Net Taxable Value: $950,000
  • Annual Tax (at 25 mills): $23,750
  • Monthly Escrow: $1,979

Examples assume homestead exemption application filed and 25 mills total rate. Actual rates vary by location within Jackson County.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Jackson County require borrowers to maintain an escrow account for property tax payments. Your lender collects monthly payments equal to 1/12 of your annual property tax bill plus any required cushion amount. The lender then pays your property taxes directly to Jackson County when they become due.

Property taxes are due November 1st each year, with early payment discounts available through March 31st. After April 1st, taxes become delinquent and subject to penalties and interest. Your lender typically pays in November or December to capture early payment discounts. You should receive an annual escrow analysis from your lender showing the account balance and any required payment adjustments for the upcoming year.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Jackson County? A: Property taxes are due November 1st and may be paid through March 31st with early payment discounts. Taxes become delinquent April 1st with penalties and interest applied.

Q: What is the homestead exemption and how do I apply? A: The homestead exemption reduces your assessed value by up to $50,000 on your primary residence. You must apply with the Jackson County Property Appraiser's office by March 1st, bringing proof of residency and ownership. This is NOT automatic and must be filed.

Q: How does the Save Our Homes cap work? A: Save Our Homes limits annual assessment increases to 3% or the Consumer Price Index (whichever is lower) on homestead properties. This caps assessment growth, not market value. You must have filed for homestead exemption to benefit.

Q: Can I appeal my property assessment? A: Yes, you can file a petition with the Value Adjustment Board if you disagree with your assessment. The deadline is typically 25 days after the Notice of Proposed Property Taxes (TRIM notice) is mailed, usually in August.

Q: What other exemptions are available? A: Additional exemptions may include senior citizen exemptions, disability exemptions, veteran exemptions, and widow/widower exemptions. Each requires separate application with documentation by March 1st.

Q: How can I pay my property taxes online? A: Contact the Jackson County Tax Collector's office for current online payment options and accepted payment methods.

Q: What happens if I pay late? A: Taxes become delinquent April 1st. Penalties and interest accrue monthly, and the property may eventually be subject to tax certificate sale or tax deed proceedings.

Q: Do special districts affect my tax bill? A: Yes, special districts for fire protection, water management, lighting, and other services add to your total millage rate. Your location within Jackson County determines which special districts apply to your property.

Verified Sources

Backed by 9 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
FY 2025-26 Adopted Budget and Multi-Year Capital Planmiamidade.gov
02
County
Jackson County, Floridaflauditor.gov
03
County
Jackson County, Floridaflauditor.gov
04
Tax Doc
Property Taxes - Constitutional Tax Collectorpbctax.gov
05
Tax Doc
Tangible Personal Property Taxesflaglertax.gov
06
Homestead Exemption - Property Appraiserjacksonville.gov
07
County
Jackson County Tax Collectornacdashboard.nara.gov
08
Tax Doc
CS/HB 1563 Homestead Property Tax Exemptions for ...flsenate.gov
09
FINAL BUDGET—FISCAL YEAR 2024-2025jacksoncountyfl.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate