Q: When are Gulf County property taxes due for the current fiscal year?
A: Property taxes become payable November 1st and are due in full by March 31st of the following year. For FY 2024-2025, taxes are due by March 31, 2025. Early payment discounts are available: 4% in November, 3% in December, 2% in January, and 1% in February.
Q: What homestead exemption is available and how do I apply?
A: Gulf County offers up to $50,000 homestead exemption for permanent residents, plus an additional $25,000 exemption for seniors 65 and older. Applications must be filed with the Property Appraiser by March 1st for the current tax year. This is not automatic and requires annual verification of eligibility.
Q: How does the Save Our Homes assessment cap work?
A: Save Our Homes caps annual assessment increases at 3% for homestead properties, regardless of market value increases. This benefit is automatic for homestead properties but requires you to have filed for homestead exemption. The cap applies to assessment growth, not market value.
Q: What happens if I pay my taxes late?
A: Taxes become delinquent on April 1st if unpaid. Interest accrues at 18% annually, and additional fees apply. Properties with delinquent taxes may eventually face tax certificate sales or tax deed proceedings.
Q: Can I pay my property taxes online?
A: Yes, Gulf County offers online payment options through the Tax Collector's website. Credit cards, e-checks, and ACH transfers are typically accepted, though convenience fees may apply.
Q: How do I appeal my property assessment?
A: Contact the Gulf County Property Appraiser's office first to discuss your assessment. Formal appeals must be filed with the Value Adjustment Board by August 25th each year with required documentation supporting your position.
Q: What additional exemptions are available beyond homestead?
A: Gulf County offers exemptions for veterans with disabilities, surviving spouses, agricultural property, and charitable organizations. Each requires separate application with specific documentation and deadlines, typically by March 1st annually.
Q: How do special district taxes affect my bill?
A: Depending on your location, you may pay additional millage for fire districts, water management districts, or community development districts. These vary significantly by area and can add 1-5 mills to your total rate. Check with the Property Appraiser to determine which districts serve your property.
