Q: When are Columbia County property taxes due for the current fiscal year?
A: Property taxes are due November 1st annually, with early payment discounts available in November (4% discount) and December (3% discount), January (2% discount), and February (1% discount). The final due date without penalty is March 31st, with delinquent taxes becoming subject to penalties starting April 1st.
Q: What tax credits are available and do I need to apply?
A: The primary tax credit is the Homestead Exemption, providing up to $50,000 reduction in taxable value for owner-occupied primary residences. Additional credits may include Senior Exemption, Disability Exemption, and Veteran's Exemption. ALL tax credits require separate applications and are not automatically applied - you must file with the Columbia County Property Appraiser's office.
Q: How does the Homestead credit work?
A: The Homestead credit provides two benefits: (1) reduces taxable value by up to $50,000, and (2) caps annual assessment increases at 3% under Florida's Save Our Homes provision. This limits how much your assessed value can increase each year, but does not reduce the actual market value. You must apply by March 1st following the year you establish residency.
Q: When does the Property Appraiser assess properties and how can I appeal?
A: The Property Appraiser assesses all properties annually as of January 1st, with notices typically mailed by August. If you disagree with your assessment, you can file a petition with the Value Adjustment Board. The deadline for appeals is typically 25 days after the Notice of Proposed Property Taxes is mailed.
Q: What are the penalties for late payment?
A: Taxes become delinquent April 1st and accrue interest at 1.5% per month. Properties with delinquent taxes for two years may be sold at tax deed sales. Additional costs include advertising fees and legal expenses.
Q: Can I pay my property taxes online?
A: Yes, Columbia County offers online payment options through the Tax Collector's website. Accepted payment methods typically include bank transfers (ACH), credit cards, and debit cards, though convenience fees may apply for credit card payments.
Q: Why do property tax rates vary within Columbia County?
A: Different areas are served by different combinations of special taxing districts including fire districts, library districts, hospital districts, and municipal boundaries like Lake City. Your total tax rate depends on which specific districts serve your property location.
Q: What happens if my mortgage company doesn't pay my taxes on time?
A: You remain ultimately responsible for ensuring taxes are paid regardless of escrow arrangements. Contact both your mortgage servicer and the Columbia County Tax Collector immediately if there are payment issues. You may need to pay directly and seek reimbursement from your escrow account to avoid penalties and potential tax deed proceedings.
