HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Brevard County
Property Tax Guide

Everything you need to know about property taxes in Brevard County, FL. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
0.8% to 1.3% of assessed value (varies by location and taxing districts)
1st Due
Nov 1
Exemptions
6+ Available
Section 1

How Property Tax Works

Brevard County property taxes fund essential local services including public safety, schools, libraries, parks, and infrastructure maintenance. The county is located on Florida's Space Coast and encompasses cities like Melbourne, Palm Bay, Titusville, and Cocoa Beach. Property owners pay taxes to multiple entities including Brevard County, school districts, municipalities (if applicable), and various special taxing districts.

The effective property tax rate in Brevard County typically ranges from 0.8% to 1.3% of assessed value, depending on your specific location within the county. This variation occurs because different areas are served by different combinations of municipal services, school districts, and special districts for services like fire protection, water management, and community development. The county's base millage rate for FY 2025-2026 is proposed at 0.1555 mills, though your total tax bill will include additional assessments from other taxing authorities.

Florida's "Save Our Homes" constitutional amendment provides significant protection for homestead properties by capping annual assessment increases at 3% or the Consumer Price Index, whichever is lower. However, this benefit requires filing a homestead exemption application and is not automatically applied to your property.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
Brevard County0.1555County general services, parks, libraries, public safety
School District~7.0-8.0Brevard Public Schools operating and debt service
MunicipalVariesCity services (if within city limits)
Fire/EMS Districts1.5-3.0Fire protection and emergency medical services
Water Management~0.3-0.5St. Johns River Water Management District
Special DistrictsVariesCommunity development, lighting, recreation

Rates shown are for FY 2025-2026 levy year. One mill equals $1 per $1,000 of taxable assessed value. Total effective rates typically range from 8-13 mills depending on location and special district participation. Municipal residents may pay city taxes instead of some county services. Contact the Brevard County Property Appraiser at (321) 633-2072 for your specific district combination.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Brevard County, property taxes are due in two installments:

First Installment
Nov 1
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes are additional assessments issued when property ownership changes or new construction is completed during the tax year. In Brevard County, supplemental taxes most commonly occur when: (1) a property sale triggers removal of Save Our Homes assessment caps, causing the assessed value to jump to market value, or (2) new construction adds taxable value mid-year.

Supplemental taxes are calculated by determining the difference between the old and new assessed values, then applying the current tax rate to that difference. The tax is prorated based on how many months remain in the fiscal year (October 1 - September 30). For example, if you purchase a home in January that loses its Save Our Homes cap, increasing the assessed value from $200,000 to $350,000, you would owe supplemental taxes on the $150,000 difference for the remaining 9 months of the fiscal year.

Property owners receive supplemental tax bills separately from regular annual tax notices. These bills typically arrive 2-4 months after the triggering event and become delinquent if not paid within 30 days of the due date printed on the bill.

Example Calculation

Example 1: $300,000 Home with Homestead

  • Market Value: $300,000
  • Assessed Value (with Save Our Homes): $280,000
  • Less: Homestead Exemption: -$50,000
  • Net Taxable Value: $230,000
  • Annual Tax (at 10 mills): $2,300
  • Monthly Escrow: $192

Example 2: $600,000 Home with Homestead

  • Market Value: $600,000
  • Assessed Value (with Save Our Homes): $550,000
  • Less: Homestead Exemption: -$50,000
  • Net Taxable Value: $500,000
  • Annual Tax (at 10 mills): $5,000
  • Monthly Escrow: $417

Example 3: $1,000,000 Investment Property

  • Market Value: $1,000,000
  • Assessed Value: $1,000,000 (no Save Our Homes)
  • Less: Exemptions: $0 (investment property)
  • Net Taxable Value: $1,000,000
  • Annual Tax (at 10 mills): $10,000
  • Monthly Escrow: $833

Tax rate of 10 mills used for illustration. Actual rates vary by location. Homestead exemption and Save Our Homes benefits require annual application by March 1st deadline.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most Brevard County homeowners with mortgages have property taxes collected through escrow accounts managed by their lender. Your mortgage servicer estimates annual property taxes, divides by 12, and collects this amount with your monthly mortgage payment. Lenders typically maintain a cushion of 2-6 months of tax payments in escrow to ensure sufficient funds when tax bills are due.

Property taxes in Brevard County are billed annually with payments due November 1st. Early payment discounts are available: 4% in November, 3% in December, 2% in January, and 1% in February. Taxes become delinquent April 1st if unpaid. Your lender usually pays in November or December to capture available discounts, then conducts an annual escrow analysis to adjust your monthly payment for the following year.

If your escrow payment changes significantly, verify that your property hasn't lost exemptions or assessment caps. Contact your servicer if you believe the escrow estimate is incorrect. You can view your actual tax bill and payment history online at BrevardPropertyAppraiser.com or TaxCollector.Brevard.fl.us to confirm your lender's calculations.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Brevard County property taxes due for FY 2025-2026? A: Tax bills are mailed in October with payments due November 1st. Early payment discounts are 4% (November), 3% (December), 2% (January), 1% (February). Taxes become delinquent April 1st.

Q: What tax credits are available and do I need to apply? A: The $50,000 homestead exemption is the primary tax credit, reducing your taxable assessed value. Additional credits include Senior Exemption, Disability Exemption, Veteran's Exemption, and Widow/Widower Exemption. ALL require annual application by March 1st deadline.

Q: How does the Homestead credit work? A: Homestead provides two benefits: (1) $50,000 exemption reducing taxable value, and (2) Save Our Homes cap limiting assessment increases to 3% annually. This caps ASSESSMENT growth, not market value. You must file application by March 1st and occupy property as primary residence by January 1st.

Q: When does the Property Appraiser assess my property value? A: Assessment date is January 1st annually. Appeals must be filed within 25 days of receiving your TRIM notice (usually August). Contact the Value Adjustment Board at (321) 637-5413 for appeal procedures.

Q: What are late payment penalties? A: Interest accrues at 1.5% per month starting April 1st. Properties with unpaid taxes for two years face tax certificate sales. Three years of delinquency can result in tax deed sales.

Q: Can I pay property taxes online? A: Yes, visit BrevardTaxCollector.com for online payments by bank draft (free) or credit card (convenience fee applies). Phone payments available at (321) 635-7777.

Q: Why did my taxes increase significantly after buying my home? A: Property sales often trigger loss of Save Our Homes assessment caps, causing assessed value to jump to market value. Previous owner's 3% cap doesn't transfer to new buyers unless you qualify for portability transfer.

Q: What special district taxes might I pay? A: Common districts include Municipal Service Benefit Units (MSBU), Community Development Districts (CDD), fire districts, and library districts. Your specific districts are listed on your tax bill and depend on your property location.

Q: How do I apply for property tax exemptions? A: Applications must be filed with Brevard County Property Appraiser by March 1st annually. Mail to: P.O. Box 429, Titusville, FL 32781-0429. Use certified mail for proof of filing. Applications available at BrevardPropertyAppraiser.com or call (321) 633-2072.

Q: Can I transfer my Save Our Homes benefit when moving within Florida? A: Yes, portability allows transfer of up to $500,000 in Save Our Homes benefit to a new homestead within Florida. You must apply by March 1st in the year following your move.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
2026 September 10, 2025, Wednesday, 5:30sitd.us
02
2400385bcpao.us
03
*2838985*bcpao.us
04
County
Brevard County Property Appraiser [US] Cbcpao.us
05
County
Brevard County Property Appraiserbcpao.us
06
County
Welcome to the Brevard County Value Adjustment Boardvweb02.brevardclerk.us
07
Homestead Exemption Filing Instructionsbcpao.us
08
BCPAO_CSC_02_Homestead_E...bcpao.us
09
Homestead Exemptionbcpao.us
10
County
Brevard County Charter Articles 1 and 2brevardfl.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate