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Updated 2025 Tax Year

Yuma County
Property Tax Guide

Everything you need to know about property taxes in Yuma County, CO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by location and districts served, mill levy applied to assessed value
Exemptions
3+ Available
Section 1

How Property Tax Works

Yuma County, Colorado operates under a property tax system that funds essential local services including schools, county government, fire protection, and various special districts. Property taxes are calculated by applying the county's mill levy rate to the assessed value of your property, which is determined by the County Assessor based on market value and statutory assessment rates.

For the 2025 tax year, residential properties are assessed at 6.4% of actual value for most local government mill levies, while commercial and agricultural properties are assessed at 27%. Your actual property tax rate will vary depending on your specific location within Yuma County, as different areas are served by different combinations of school districts, fire districts, water districts, and other special taxing districts. The combined mill levy rates create your total effective tax rate, which funds the various services provided to your property.

Colorado's property tax system requires that most tax credits and exemptions be applied for annually - they are not automatically applied to your property. Property owners should review available programs each year and submit applications by the required deadlines to ensure they receive all eligible tax relief.

Section 2

What Makes Up Your Tax Bill

ComponentRate/DetailsDescription
Residential Assessment Rate6.4%Applied to actual value for most local government levies (2025 tax year)
School District AssessmentVaries by districtSeparate assessment calculation for school district levies
Commercial/Agricultural Rate27.0%Assessment rate for non-residential properties
County General FundVaries by mill levyFunds county operations and services
School DistrictsVaries by districtMultiple school districts serve different areas
Fire Protection DistrictsVaries by districtLocal fire protection and emergency services
Special DistrictsVaries by locationWater, sewer, recreation, and other local services

Note: Total mill levy rates vary significantly by location within Yuma County depending on which combination of special taxing districts serve your property. Contact the Yuma County Assessor for your specific mill levy rate based on your property's location and the taxing districts that serve it.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Yuma County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Yuma County are triggered when there are changes to property ownership, new construction, or improvements that increase the assessed value of a property during the tax year. These supplemental assessments ensure that property taxes reflect current ownership and property values rather than waiting for the next regular assessment cycle.

When a supplemental assessment is issued, it covers the difference between the previous assessed value and the new assessed value, prorated for the portion of the tax year remaining. For example, if you purchase a home in Yuma County that was previously under-assessed, or if you complete a major renovation that increases your property's value, the County Assessor may issue a supplemental assessment to account for the increased value.

Supplemental tax bills are calculated using the same mill levy rates that apply to regular property taxes in your area, but only applied to the increased assessed value and for the remaining months in the tax year. Property owners typically receive supplemental tax bills separately from their regular property tax bills and should budget accordingly when making property improvements or purchases.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (6.4%): $19,200
  • Less: Senior Homestead Credit (if applicable): -$1,680
  • Net Taxable Value: $17,520
  • Annual Tax (estimated 25 mills): $438
  • Monthly Escrow: $37

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (6.4%): $38,400
  • Less: Disabled Veteran Credit (if applicable): -$6,400
  • Net Taxable Value: $32,000
  • Annual Tax (estimated 25 mills): $800
  • Monthly Escrow: $67

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (6.4%): $64,000
  • Less: Standard Credits: $0
  • Net Taxable Value: $64,000
  • Annual Tax (estimated 25 mills): $1,600
  • Monthly Escrow: $133

Note: Mill levy rates vary by location within Yuma County. These examples use estimated combined rates. Tax credits shown require separate applications and eligibility verification. Contact the Yuma County Assessor for your specific mill levy rate and available credits.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Yuma County require borrowers to maintain an escrow account for property tax payments, especially for loans with less than 20% down payment. Your lender collects monthly payments equal to 1/12 of your estimated annual property tax bill and holds these funds in a separate escrow account until taxes are due.

Property taxes in Yuma County are typically due in two installments: the first half due on October 1st and the second half due in April. Your lender will make these payments directly to the Yuma County Treasurer on your behalf. Lenders are required to conduct an annual escrow analysis to ensure adequate funds are being collected, and you'll receive a statement showing any shortage or surplus that may require adjustment to your monthly payment.

If you pay your own property taxes (no escrow), you're responsible for making payments by the due dates to avoid penalties. The first half payment is due October 1st with a grace period until November 1st. The second half payment is due in April. You can verify your tax amounts and payment status through the Yuma County Treasurer's office or their online payment system.

How HonestCasa Helps
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Yuma County for the current fiscal year? A: The first half of property taxes is due October 1st, with payments accepted without penalty until November 1st. The second half payment is due in April. Payments received after these dates are subject to penalties and interest.

Q: What tax credits are available to homeowners and how do I apply? A: Available tax credits include the Senior Homestead Credit for residents over 65, Disabled Veteran Credit (50% on first $200,000 of value), and Gold Star Spouse Credit. All credits require annual application to the Yuma County Assessor's office and are not automatically applied.

Q: Does Colorado have a Homestead Credit that limits assessment increases? A: Colorado has various residential property tax relief measures, but specific homestead caps vary by legislation. The current system includes assessment rate reductions for residential properties. Contact the Yuma County Assessor to understand current assessment limitation programs and application requirements.

Q: How often are properties reassessed in Yuma County? A: Properties are typically reassessed every two years by the Yuma County Assessor. However, major improvements, new construction, or ownership changes can trigger interim reassessments that affect your property taxes before the next regular assessment cycle.

Q: What happens if I pay my property taxes late? A: Late payments are subject to penalties and interest charges. First half payments received after November 1st incur penalties, and second half payments received after the April due date are also penalized. Interest continues to accrue monthly on unpaid balances.

Q: Can I pay my property taxes online? A: Contact the Yuma County Treasurer's office to inquire about online payment options. Many Colorado counties offer online payment systems for property taxes, but availability and accepted payment methods vary by county.

Q: How do special district taxes affect my property tax bill? A: Your total property tax includes levies from multiple entities: county government, school districts, fire districts, water districts, and other special districts serving your area. The combination of districts varies by location within Yuma County, which is why tax rates differ across the county.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Yuma County Assessor by specific deadlines, typically by December 15th of the assessment year. You'll need to provide evidence that your property's assessed value exceeds its actual market value. Contact the Assessor's office for appeal forms and procedures.

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