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Updated 2025 Tax Year

Pueblo County
Property Tax Guide

Everything you need to know about property taxes in Pueblo County, CO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by location due to overlapping districts - base county rate plus school, fire, library, and special district levies
1st Due
Feb 28
2nd Due
Jun 15
Exemptions
3+ Available
Section 1

How Property Tax Works

Pueblo County, Colorado operates under the state's property tax system to fund essential local services including schools, fire protection, libraries, and county operations. Property taxes in Pueblo County are administered by the County Assessor and collected by the County Treasurer, with funds distributed to various local taxing entities based on where your property is located.

The effective property tax rate in Pueblo County varies significantly by location due to multiple overlapping special taxing districts. While the base county assessment creates a foundation rate, additional levies from school districts, fire districts, library districts, and other special service areas can substantially impact your total tax bill. Property owners should expect their actual tax rate to differ from neighboring properties based on which combination of taxing districts serve their specific address.

Property taxes in Colorado are calculated using assessed value rather than market value, with residential properties assessed at a rate set by the state legislature. This system means your property tax bill reflects both your property's assessed value and the combined tax rates of all local government entities that provide services to your location.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Base County Rate~1.0%Core county services and operations
Total Local Government Rate2.3425%Combined rate including all local taxing entities
School District LeviesVariesLocal school funding and bond payments
Fire District LeviesVariesFire protection and emergency services
Library District LeviesVariesPublic library system funding
Special Assessment DistrictsVariesInfrastructure, parks, and other local improvements

Rates shown apply to FY 2025-2026 levy year. Your actual total rate depends on which special taxing districts serve your property address. The combined rate can range significantly across different areas of Pueblo County due to varying combinations of these district levies. Contact the Pueblo County Assessor's office for the specific rate applicable to your property.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Pueblo County, property taxes are due in two installments:

First Installment
Feb 28
Delinquent after Dec 10
Second Installment
Jun 15
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Pueblo County are additional property tax bills issued when there are changes in property ownership, new construction, or improvements that occur after the regular assessment date of June 30th. These supplemental assessments ensure that property taxes are properly calculated for the full tax year based on current property conditions and ownership.

Common triggers for supplemental taxes include purchasing a home, completing new construction, adding significant improvements like additions or pools, or correcting errors in the original assessment. The supplemental tax is calculated by determining the difference between the new assessed value and the original assessed value, then applying the applicable tax rate for the remaining portion of the tax year.

For example, if you purchase a home in January that was previously assessed at a lower value, you may receive a supplemental tax bill covering the difference in taxes owed from January through June 30th. The amount would be calculated as: (New Assessed Value - Original Assessed Value) × Tax Rate × Remaining Months ÷ 12. This ensures all property owners pay their fair share of taxes based on actual property values and ownership periods.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (residential rate): ~$21,900
  • Less: Senior/Veterans Credits (if applicable): $0 (requires application)
  • Net Taxable Value: $21,900
  • Annual Tax (at 2.3425% total rate): $513
  • Monthly Payment: $43

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (residential rate): ~$43,800
  • Less: Homestead Credit (if applicable): Variable (requires application)
  • Net Taxable Value: $43,800
  • Annual Tax (at 2.3425% total rate): $1,026
  • Monthly Payment: $86

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (residential rate): ~$73,000
  • Less: Available Tax Credits: Variable (all require applications)
  • Net Taxable Value: $73,000
  • Annual Tax (at 2.3425% total rate): $1,710
  • Monthly Payment: $142

Note: All tax credits require separate applications and have specific eligibility requirements and deadlines. Actual rates vary by special taxing districts serving your address.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Pueblo County require borrowers to maintain an escrow account for property taxes, collecting monthly payments along with your mortgage payment to ensure taxes are paid on time. Your lender will estimate your annual property tax bill and divide it by 12 to determine your monthly escrow payment, typically adding a small cushion to account for potential increases.

Property taxes in Pueblo County are typically due July 15th, and your mortgage servicer will make these payments directly to the County Treasurer on your behalf. Lenders are required to provide annual escrow statements showing how your escrow funds were used and any adjustments needed for the following year based on actual tax bills received.

If your property tax bill increases due to reassessment or changes in local tax rates, your lender will adjust your monthly escrow payment accordingly. You should receive notification of any escrow payment changes, typically with 60 days notice. Property owners are responsible for ensuring their mortgage company has current tax information, and you can verify payments were made correctly by checking with the Pueblo County Treasurer's office or accessing their online payment system.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Pueblo County property taxes due for FY 2025-2026? A: Property taxes are due by July 15, 2026. The online payment system closes August 31, 2025, so plan accordingly if paying electronically.

Q: What tax credits are available and do they require applications? A: Colorado offers various tax credits including senior/disabled veteran credits, but all require separate applications with specific eligibility requirements and deadlines. These are credits that reduce your tax bill, not exemptions that reduce assessed value.

Q: How does the Homestead tax credit work? A: The Homestead credit limits annual assessment increases rather than reducing market value. This credit caps how much your assessed value can increase each year (typically around 10%), but requires filing an application by the specified deadline.

Q: When are properties reassessed in Pueblo County? A: Colorado law requires property reassessment every two years. The assessment date is June 30th, and property values reflect market conditions as of that date.

Q: What is the deadline for appealing my property assessment? A: Assessment protests must be submitted by June 30, 2026. You can protest in person at the Assessor's office (no later than June 8th per § 39-5-122(2), C.R.S.) or by email with supporting documentation.

Q: What are the penalties for late property tax payments? A: Late payments incur interest and penalties. Contact the Pueblo County Treasurer's office for specific penalty rates and payment options if you've missed the July 15th deadline.

Q: Can I pay my property taxes online? A: Yes, Pueblo County offers online payment options through their official website. However, note that the online payment system closes August 31, 2025, so plan accordingly.

Q: How do special district taxes affect my bill? A: Your total property tax rate includes levies from all special districts serving your address, such as school districts, fire districts, and library districts. This is why tax rates vary significantly across different areas of Pueblo County.

Q: Where can I apply for available tax credits? A: Applications for tax credits must be submitted to the Pueblo County Assessor's office by July 15th. Contact their office directly for specific forms and eligibility requirements for each credit program.

Q: What triggers a supplemental tax assessment? A: Supplemental taxes are issued for ownership changes, new construction, or improvements completed after June 30th. These ensure proper taxation for the full year based on actual property conditions and ownership periods.

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