HonestCasa logoHonestCasa
Updated 2025 Tax Year

Kiowa County
Property Tax Guide

Everything you need to know about property taxes in Kiowa County, CO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by district - mill levies applied to 6.4% assessed value for residential properties
Exemptions
4+ Available
Section 1

How Property Tax Works

Kiowa County, Colorado operates on an ad valorem property tax system that serves as the primary funding mechanism for essential local services including schools, fire protection, road maintenance, and county operations. Property taxes in Kiowa County are calculated by applying mill levies to the assessed value of real and personal property, with the Colorado Department of Property Taxation overseeing statewide assessment standards while local entities set their individual mill rates.

For the 2025 property tax year, residential properties in Kiowa County are subject to a 6.4% assessment rate for non-school district mill levies, while school district levies utilize a separate assessment calculation. The actual tax rate you pay depends on your specific location within the county, as various special taxing districts (fire districts, library districts, metropolitan districts) overlay additional mill levies on top of the base county and school district rates. Total effective tax rates typically range from approximately 0.8% to 1.2% of actual market value, though this can vary significantly based on your property's location within specific taxing districts.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General FundVariesBasic county services, roads, administration
School DistrictVariesK-12 education funding
Fire Protection DistrictVariesEmergency services and fire protection
Library DistrictVariesPublic library services (where applicable)
Cemetery DistrictVariesCemetery maintenance (where applicable)
Special DistrictsVariesWater, sanitation, parks, metropolitan districts

Note: These rates apply to the FY 2025-2026 levy year. Actual mill levy rates vary significantly by location within Kiowa County based on which special taxing districts serve your property. The total mill levy can range from approximately 80 to 120 mills depending on your specific tax district combination. Contact the Kiowa County Assessor's Office at (719) 438-5421 for your property's specific mill levy calculation.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Kiowa County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Kiowa County are additional property tax assessments that occur when there are mid-year changes to a property's assessed value. These are most commonly triggered by new construction, completion of building permits, ownership changes that remove previous exemptions, or corrections to the original assessment. Unlike the regular property tax bill, supplemental taxes are prorated based on the number of months remaining in the current tax year when the change occurred.

For example, if you complete a $50,000 home addition in July, the supplemental tax would be calculated on the additional assessed value (approximately $3,200 at the 6.4% residential assessment rate) multiplied by your area's mill levy rate, then prorated for the remaining 6 months of the tax year. If your total mill levy is 100 mills (10%), the supplemental tax would be approximately $160 ($3,200 × 0.10 × 0.50 years). Supplemental tax bills are typically mailed within 30-60 days of the triggering event and have separate due dates from your regular property tax payments.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (6.4%): $19,200
  • Estimated Mill Levy: 95 mills
  • Annual Tax: $1,824
  • Monthly Escrow: $152

Example 2: $600,000 Home with Senior Homestead Credit

  • Market Value: $600,000
  • Assessed Value (6.4%): $38,400
  • Senior Homestead Credit: -$1,344 (application required)
  • Net Taxable Assessment: $37,056
  • Estimated Mill Levy: 105 mills
  • Annual Tax: $3,891
  • Monthly Escrow: $324

Example 3: $1,000,000 Home with Veteran Disability Credit

  • Market Value: $1,000,000
  • Assessed Value (6.4%): $64,000
  • Veteran Disability Credit: -$3,360 (application required)
  • Net Taxable Assessment: $60,640
  • Estimated Mill Levy: 110 mills
  • Annual Tax: $6,670
  • Monthly Escrow: $556

Note: All tax credits require annual application and approval. Mill levy rates vary by location within the county based on special district boundaries.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Kiowa County require borrowers to maintain an escrow account for property tax payments, particularly when the loan-to-value ratio exceeds 80%. Your lender will estimate your annual property taxes, divide by 12, and collect this amount with your monthly mortgage payment. The lender typically maintains a cushion of 2-6 months of tax payments in the escrow account to ensure sufficient funds are available when taxes are due.

Property taxes in Kiowa County are due in two installments: the first half by the last day of February and the second half by June 15th. Your lender will make these payments directly to the Kiowa County Treasurer's Office on your behalf. You should receive an annual escrow analysis from your lender showing the account balance, payments made, and any adjustments needed. If your property taxes increase due to reassessment or mill levy changes, your monthly escrow payment may be adjusted accordingly. You can verify that payments were properly made by checking with the Kiowa County Treasurer's Office at (719) 438-5421 or visiting their website.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Kiowa County for the current fiscal year? A: For FY 2025-2026, property taxes are due in two installments: first half by February 28, 2025, and second half by June 15, 2025. Personal property and mobile home taxes are due by the next to last Friday in September.

Q: What tax credits are available and do I need to apply? A: Available tax credits include the Senior Homestead Credit (for qualifying seniors), Veteran Disability Credit (for disabled veterans), and Gold Star Exemption (for surviving spouses). ALL credits require annual application through the Kiowa County Assessor's Office and are not automatically applied.

Q: How does the Senior Homestead Credit work? A: The Senior Homestead Credit limits assessment increases to 50% of the prior year's actual value increase for qualifying seniors age 65+. This caps assessment growth rather than reducing market value. You must apply annually with the County Assessor by July 1st to receive this credit.

Q: When does the county reassess properties? A: Colorado requires reassessment every two years. The next countywide reassessment will be effective for the 2025 property tax year, with values established as of June 30, 2024. Assessment notices are typically mailed in May.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Kiowa County Board of Equalization by July 1st following the assessment notice. Contact the Assessor's Office at (719) 438-5421 for appeal forms and procedures.

Q: What are the penalties for late payment? A: A 1% penalty is added on the first business day after each due date, with an additional 1% penalty added each month thereafter until paid. Interest also accrues at a rate set annually by the state.

Q: Can I pay property taxes online? A: Yes, Kiowa County offers online payment options through their website. Contact the Treasurer's Office at (719) 438-5421 for current online payment methods and any associated convenience fees.

Q: How do special district taxes affect my bill? A: Special districts (fire, library, metropolitan districts) add their own mill levies to your tax bill. Your total tax depends on which districts serve your property location. The same home value can have different tax amounts based on district boundaries.

Q: What if I don't receive my tax statement? A: If you don't receive your property tax statement by early February, contact the County Treasurer's Office immediately at (719) 438-5421. You are still responsible for payment even if you don't receive the bill.

Q: Are there exemptions for new construction? A: Colorado does not offer construction exemptions that delay taxation. New construction is typically assessed and added to the tax roll upon completion or occupancy, which may trigger supplemental tax bills.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate