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Updated 2025 Tax Year

Jackson County
Property Tax Guide

Everything you need to know about property taxes in Jackson County, CO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by district - County base rate plus special districts (typically 1.5-2.5% effective rate)
1st Due
Feb 28
2nd Due
Jun 15
Exemptions
3+ Available
Section 1

How Property Tax Works

Jackson County, Colorado operates under a property tax system that funds essential local services including county operations, schools, fire districts, and other special services. Property taxes in Jackson County are calculated based on assessed value multiplied by the total mill levy, which includes the county's base rate plus additional assessments from various taxing districts within your specific location.

The total effective tax rate in Jackson County varies significantly depending on your property's location within the county, as different areas fall under different combinations of special taxing districts such as school districts, fire protection districts, library districts, and other local improvement districts. While Colorado's statewide average effective rate is approximately 1%, your actual rate in Jackson County may be higher or lower depending on these local district assessments. Property owners should note that tax rates and assessed values are subject to annual review and adjustment based on local budget requirements and state assessment guidelines.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100 valuation)Description
County General FundVaries by budget yearBasic county services, roads, administration
School DistrictVaries by districtLocal school operations and bonds
Fire Protection DistrictVaries by districtFire and emergency services
Library DistrictVaries by districtPublic library services
Special Improvement DistrictsVaries by locationInfrastructure, water, sewer improvements
Total Combined RateVaries by locationSum of all applicable district levies

Note: These rates apply to the current tax levy year and vary significantly based on your property's specific location within Jackson County. Properties in different areas may have different combinations of special taxing districts, resulting in different total effective rates. Contact the Jackson County Assessor's office for your specific total mill levy rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Jackson County, property taxes are due in two installments:

First Installment
Feb 28
Delinquent after Dec 10
Second Installment
Jun 15
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Jackson County are additional property tax bills issued when there are changes to property ownership, new construction, or improvements that increase the assessed value of a property during the tax year. These supplemental assessments ensure that property taxes reflect current property values and ownership throughout the entire tax year, rather than waiting until the next regular assessment cycle.

Supplemental taxes are calculated by taking the difference between the new assessed value and the previous assessed value, multiplying by the applicable tax rate, and prorating for the remaining months in the tax year. For example, if you purchase a home in Jackson County in June that was previously assessed at $200,000 but now has a market value of $350,000, you would receive a supplemental tax bill covering the increased assessment from June through the end of the tax year. The calculation would be based on the difference in assessed values multiplied by your area's total mill levy rate, then prorated for the remaining months of ownership.

Example Calculation

Example 1: $300,000 Property Value

  • Market Value: $300,000
  • Assessed Value (7.15% assessment ratio): $21,450
  • Less: Senior Homestead Credit (if applicable): -$0 (example without credits)
  • Net Taxable Value: $21,450
  • Annual Tax (assuming 25 mills total): $536.25
  • Monthly Payment: $44.69

Example 2: $600,000 Property Value

  • Market Value: $600,000
  • Assessed Value (7.15% assessment ratio): $42,900
  • Less: Homestead Exemption (if applied): -$7,150 (50% of first $200k assessed value)
  • Net Taxable Value: $35,750
  • Annual Tax (assuming 25 mills total): $893.75
  • Monthly Payment: $74.48

Example 3: $1,000,000 Property Value

  • Market Value: $1,000,000
  • Assessed Value (7.15% assessment ratio): $71,500
  • Less: Senior Homestead Exemption (if applied): -$7,150
  • Net Taxable Value: $64,350
  • Annual Tax (assuming 25 mills total): $1,608.75
  • Monthly Payment: $134.06

Note: All tax credits require application and approval. Rates shown are examples only - actual rates vary by location within Jackson County based on special district assessments.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Jackson County require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects a portion of your estimated annual property tax bill with each monthly mortgage payment, typically dividing your annual tax amount by 12. The lender then pays your property taxes directly to Jackson County when payments are due, using funds accumulated in your escrow account.

Jackson County property taxes follow a specific payment schedule with the first installment due February 14th, and subsequent payments due in July and August, with the final payment due by the last Monday in August. Your lender will monitor these due dates and make payments accordingly. Property owners should verify that their lender has current tax information, as changes in assessed value or tax rates can affect escrow calculations. If your escrow account has insufficient funds due to tax increases, you may need to pay the shortage or increase your monthly escrow contribution. Conversely, if your account has excess funds, you may receive a refund or reduced monthly payments.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Jackson County property taxes due for the current fiscal year? A: The first installment (1/3 of total) is due February 14th with no discount, with additional payments due February 15th and May 15th. The 2/3 installment payment option offers a 2% discount with the final payment due May 15th. Payments must be postmarked by the due date to receive discounts and avoid interest.

Q: What tax credits are available in Jackson County and do they require application? A: The primary credit is the Homestead Exemption, which provides a 50% reduction on the first $200,000 of actual value for qualified primary residences. Senior Homestead Exemptions may also be available for qualifying homeowners aged 65+ who have lived in their home for 10+ years. All credits require application and are not automatically applied.

Q: How does the Homestead credit work and what are the filing requirements? A: The Homestead credit reduces your assessed value by exempting 50% of the first $200,000 of your home's actual value, but it does not cap assessment increases year-over-year. You must apply for this credit through the Jackson County Assessor's office, and it must be your primary residence. The state reimburses the county for lost revenue from this exemption.

Q: How often are properties reassessed in Jackson County? A: Colorado requires property reassessment every two years. Jackson County follows this state-mandated schedule, with values typically updated in even-numbered years. Property owners receive notice of assessment changes and have the right to appeal if they believe the assessment is incorrect.

Q: What are the penalties for late property tax payments? A: Interest accrues on unpaid property taxes after the due dates. To avoid interest charges, payments must be postmarked on or before the specified due dates. Contact the Jackson County Treasurer's office for current interest rates and penalty information.

Q: Can I pay my Jackson County property taxes online? A: Contact the Jackson County Treasurer's office directly for current online payment options and accepted payment methods. Many Colorado counties offer online payment systems for property taxes.

Q: Why do property tax rates vary within Jackson County? A: Different areas of Jackson County are served by different combinations of special taxing districts including school districts, fire districts, library districts, and improvement districts. Your total tax rate is the sum of all applicable district mill levies for your specific location.

Q: How do I apply for property tax exemptions or appeal my assessment? A: Contact the Jackson County Assessor's office for exemption applications and appeal procedures. Assessment appeals typically have specific deadlines following the mailing of assessment notices. All tax credits and exemptions require formal application and documentation.

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