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Updated 2025 Tax Year

Baca County
Property Tax Guide

Everything you need to know about property taxes in Baca County, CO. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by location due to special districts (residential assessed at 6.4%, commercial at 27%)
Exemptions
3+ Available
Section 1

How Property Tax Works

Baca County, Colorado operates under a property tax system that funds essential local services including schools, county government operations, fire protection, and various special districts. Property taxes are calculated based on the assessed value of your property multiplied by the applicable tax rate, which varies significantly by location within the county due to different combinations of special taxing districts.

For tax year 2025, residential properties in Baca County are assessed at 6.4% of their actual market value, while commercial and agricultural properties are assessed at 27%. The total effective tax rate varies considerably depending on your specific location within the county, as each property may be subject to different combinations of school district levies, fire district assessments, hospital district taxes, and other special district assessments. Property owners should verify their specific tax rate and applicable districts with the Baca County Assessor's office, as rates can differ substantially between neighboring properties in different taxing districts.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Base County LevyVariesGeneral county operations and services
School DistrictVaries by districtLocal school funding and bond payments
Fire DistrictVaries by districtFire protection and emergency services
Hospital DistrictVaries by districtLocal hospital and healthcare services
Cemetery DistrictVaries by districtCemetery maintenance and operations
Water/SanitationVaries by districtWater and sanitation services where applicable

Note: The combined effective rate for FY 2025-2026 varies significantly by location within Baca County due to different special district combinations. The 6.4% assessment rate applies to residential properties, while commercial and personal property are assessed at 27%. Contact the Baca County Assessor at (719) 523-4372 for your specific tax rate breakdown based on your property's location and applicable taxing districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Baca County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Baca County are triggered by changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. When these events occur, the county calculates the difference between the old and new assessed values and applies the current tax rate to determine the supplemental tax amount.

For example, if you complete a home addition worth $50,000 in assessed value halfway through the tax year, you would owe supplemental taxes on that $50,000 for the remaining portion of the tax year. The supplemental tax would be calculated as: $50,000 × (applicable tax rate) × (months remaining in tax year ÷ 12). Supplemental tax bills are typically issued within 30-60 days of the triggering event and have separate due dates from regular property tax installments.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (6.4%): $19,200
  • Less: Senior Exemption (if qualified): -$6,400 (50% of first $200K actual value)
  • Net Taxable Value: $12,800
  • Annual Tax (est. 25 mill levy): $320
  • Monthly Escrow: ~$27

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (6.4%): $38,400
  • Less: Senior Exemption (if qualified): -$6,400
  • Net Taxable Value: $32,000
  • Annual Tax (est. 25 mill levy): $800
  • Monthly Escrow: ~$67

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (6.4%): $64,000
  • Less: Senior Exemption (if qualified): -$6,400
  • Net Taxable Value: $57,600
  • Annual Tax (est. 25 mill levy): $1,440
  • Monthly Escrow: ~$120

Note: Tax credits require application and qualification. Actual tax rates vary by special district combinations within Baca County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Baca County require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects monthly escrow payments as part of your mortgage payment, typically 1/12th of your estimated annual property tax bill. The lender holds these funds in a separate account and makes tax payments directly to Baca County when due.

Property taxes in Baca County are due January 1st annually, with the option to pay in two equal installments. The first installment is due by January 29th, and if paying in installments, the second half is typically due by May. Lenders usually pay the full annual amount by the January 29th deadline to avoid any potential penalties. Property owners should verify that their lender has made timely payments and review their annual escrow analysis statement to ensure adequate funds are being collected for the following year's taxes.

How HonestCasa Helps
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Baca County for FY 2025-2026? A: Property taxes are due January 1, 2026, with the first installment deadline of January 29, 2026. You can pay the full amount by January 29th or split into two equal installments.

Q: What tax credits are available and do I need to apply? A: Senior citizens may qualify for a property tax credit that exempts 50% of the first $200,000 of actual property value. Veterans with disabilities and Gold Star families may also qualify for specific tax credits. All credits require application - none are automatic.

Q: How does the Senior Property Tax Credit work? A: This credit reduces your assessed value by exempting 50% of the first $200,000 of your home's actual value, with the state reimbursing the county. You must apply annually and meet age and residency requirements.

Q: How often are properties reassessed in Baca County? A: Colorado law requires properties to be reappraised every two years. Market adjustments may occur in off years based on statistical updates and market conditions.

Q: What are the penalties for late property tax payments? A: Late payments incur interest and penalties. Contact the Baca County Treasurer at (719) 523-4110 for current penalty rates and payment options.

Q: Can I pay property taxes online? A: Contact the Baca County Treasurer's office at (719) 523-4110 to inquire about online payment options and accepted payment methods.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Baca County Board of Equalization during the designated protest period, typically in May. Contact the Assessor's office at (719) 523-4372 for specific deadlines and procedures.

Q: Why do tax rates vary within Baca County? A: Properties are subject to different combinations of special taxing districts (fire, school, hospital, etc.) based on their location, resulting in different total tax rates even within the same county.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Volume 5: Personal Property All Chapters | Assessors' Libraryarl.colorado.gov
02
Tax Doc
SB 24-233 - Property Tax - Demographic Note - Agenciescontent.leg.colorado.gov
03
Tax Doc
Determining Property Taxbacacountyco.gov
04
Content Under Maintenancebacacountyco.gov
05
County
Baca County Colorado – Official website for Baca County ...bacacountyco.gov
06
Tax Doc
Colorado Senior Property Tax Exemption More Informationbacacountyco.gov
07
County
Baca County Treasurerdpt.colorado.gov
08
Tax Doc
Colorado Senior Property Tax Exemptionbacacountyco.gov
09
County
Baca County Assessor | Colorado Department of Local ...dpt.colorado.gov
10
Final Fiscal Noteleg.colorado.gov
All sources verified as of 2025 Tax Year

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