HonestCasa logoHonestCasa
Updated 2025 Tax Year

Yuba County
Property Tax Guide

Everything you need to know about property taxes in Yuba County, CA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Approximately 1% base rate + special districts (varies by location within county)
1st Due
Nov 1
2nd Due
Feb 1
Exemptions
4+ Available
Section 1

How Property Tax Works

Yuba County's property tax system operates under California's Proposition 13 framework, with property taxes serving as the primary funding source for essential local services including schools, fire protection, law enforcement, libraries, and county operations. The county collects over $104 million annually in secured property taxes, with additional revenues from unsecured properties and supplemental assessments totaling approximately $114 million combined.

Property tax rates in Yuba County vary by location within the county due to special taxing districts, school bonds, and community facilities districts (CFDs/Mello-Roos). While the base county rate aligns with California's average of approximately 1%, your actual effective rate depends on which special districts serve your property. Areas within incorporated cities like Yuba City, Marysville, and Wheatland typically have higher combined rates due to additional municipal services and voter-approved bonds.

Property owners should note that all tax credits and exemptions require formal application with the Yuba County Assessor's Office and are not automatically applied. Assessment increases are capped at 2% annually under Proposition 13, but properties are reassessed to current market value upon change of ownership or completion of new construction.

Section 2

What Makes Up Your Tax Bill

ComponentRate RangeDescription
Base County Rate~1.00%Core county services, schools, basic infrastructure
School Bonds0.10-0.25%Voter-approved school facility improvements
City Bonds0.05-0.15%Municipal bonds (incorporated areas only)
Special Districts0.02-0.10%Fire protection, water, sanitation districts
Mello-Roos/CFDs0.15-0.50%Community facilities districts (newer developments)
Total Effective Rate1.15-2.00%Combined rate varies by property location

Rates shown are for FY 2024-2025 levy year and are subject to change. Your specific rate depends on which special taxing districts serve your property address. Contact the Yuba County Assessor's Office at (530) 749-7855 for your exact rate breakdown.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Yuba County, property taxes are due in two installments:

First Installment
Nov 1
Delinquent after Dec 10
Second Installment
Feb 1
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes are additional property tax bills triggered by two main events: change of ownership or completion of new construction. When you purchase property in Yuba County, the assessor determines the difference between the previous Proposition 13-protected assessed value and the current market value (typically your purchase price). This difference is prorated based on the remaining months in the tax year.

For example, if you purchase a home in September for $500,000 that was previously assessed at $300,000, you'll receive a supplemental tax bill for the $200,000 increase in assessed value, calculated for the remaining 8 months of the fiscal year (July through February). The supplemental tax would be approximately $1,333 ($200,000 × 1% effective rate ÷ 12 months × 8 months).

Supplemental tax bills are mailed separately from regular property tax bills and have different due dates. Yuba County generates approximately $7 million annually in supplemental taxes. New construction supplemental bills are issued when the assessor determines the project is substantially complete and adds the improvement value to your assessment.

Example Calculation

Example 1: $300,000 Home in Unincorporated Area

  • Market/Purchase Value: $300,000
  • Assessed Value: $300,000
  • Homeowner's Exemption Applied: -$7,000 (reduces assessed value)
  • Net Taxable Value: $293,000
  • Tax Rate: 1.15% (base county rate)
  • Annual Property Tax: $3,370
  • Monthly Escrow Payment: $281

Example 2: $600,000 Home in Yuba City

  • Market/Purchase Value: $600,000
  • Assessed Value: $600,000
  • Homeowner's Exemption Applied: -$7,000
  • Net Taxable Value: $593,000
  • Tax Rate: 1.45% (includes city bonds and services)
  • Annual Property Tax: $8,599
  • Monthly Escrow Payment: $716

Example 3: $1,000,000 Home in Mello-Roos District

  • Market/Purchase Value: $1,000,000
  • Assessed Value: $1,000,000
  • Homeowner's Exemption Applied: -$7,000
  • Net Taxable Value: $993,000
  • Tax Rate: 1.85% (includes CFD assessments)
  • Annual Property Tax: $18,271
  • Monthly Escrow Payment: $1,523

Note: Homeowner's Exemption requires annual application and saves approximately $70-130 per year depending on your tax rate.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most Yuba County homeowners with mortgages have property taxes collected through escrow accounts managed by their lenders. Your mortgage servicer estimates annual property taxes and divides the amount by 12, adding this to your monthly mortgage payment. The lender holds these funds in escrow and pays your property taxes directly to Yuba County when due.

Property taxes in Yuba County are paid in two installments: the first installment covers July through December and is due November 1st, while the second installment covers January through June and is due February 1st. However, Yuba County has modified the second installment due date to April 11th for recent tax years. Your lender typically pays each installment by the due date to avoid penalties.

You should verify your escrow account annually by reviewing your property tax bills and comparing them to your lender's escrow analysis. If you receive supplemental tax bills, notify your lender immediately as these are often not included in escrow calculations. Property owners without mortgages receive tax bills directly and must pay by the specified due dates to avoid 10% penalties and potential interest charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Yuba County for the current fiscal year? A: For FY 2024-2025, the first installment is due November 1, 2024, and the second installment is due April 11, 2025. Unsecured property taxes are due by August 31st.

Q: What tax credits are available and do I need to apply? A: The primary tax benefit is the Homeowner's Exemption, which reduces your assessed value by $7,000 (saving $70-140 annually). You must apply with the Assessor's Office, and it's not automatic. Additional exemptions may be available for seniors, veterans, or disabled persons, but all require formal application.

Q: How does the homestead exemption work in California? A: California doesn't have a traditional homestead exemption. The Homeowner's Exemption reduces assessed value by $7,000 for owner-occupied primary residences. You must file annually with the Yuba County Assessor's Office by February 15th to claim this benefit.

Q: When does the county reassess my property value? A: Under Proposition 13, properties are reassessed to market value only when ownership changes or new construction is completed. Otherwise, assessed value can only increase by a maximum of 2% annually, regardless of market value changes.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Yuba County Assessment Appeals Board between July 2nd and September 15th (or within 60 days of receiving a notice of changed assessment). Contact the Clerk of the Board at (530) 749-7510 for forms and procedures.

Q: What are the penalties for late payment? A: A 10% penalty is added to delinquent installments. If the second installment remains unpaid by June 30th, the property becomes tax-defaulted and subject to additional penalties, costs, and potential tax sale.

Q: Can I pay property taxes online? A: Yes, Yuba County offers online payment options through their official website. You can pay by electronic check or credit card, though credit card payments may include processing fees.

Q: What are Mello-Roos taxes and how do they affect my bill? A: Mello-Roos are special assessments for community facilities districts (CFDs) that fund infrastructure, schools, or services in newer developments. These appear as separate line items on your tax bill and can add 0.15% to 0.50% to your effective tax rate.

Q: How do special assessment districts affect my tax rate? A: Your property may be located in multiple special districts for fire protection, lighting, water, or other services. Each district can levy taxes, causing rates to vary significantly within Yuba County. Your exact rate depends on your specific property location and the districts that serve it.

Q: What should I do if I receive a supplemental tax bill? A: Supplemental tax bills are due within 30 days of the postmark date or before the delinquency date shown on the bill, whichever is later. If you have an escrow account, notify your lender immediately as supplemental taxes are typically not included in escrow calculations and must be paid separately.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate