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Updated 2025 Tax Year

Woodruff County
Property Tax Guide

Everything you need to know about property taxes in Woodruff County, AR. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
Quick Facts
Tax Rate
Approximately 2.00% effective rate (varies by taxing districts including school, fire, and municipal districts)
Exemptions
4+ Available
Section 1

How Property Tax Works

Woodruff County, Arkansas operates under the state's property tax system where taxes are assessed annually based on market value and collected to fund essential local services including schools, county operations, fire protection, and infrastructure maintenance. The county's effective property tax rate for 2025 is approximately 2.000%, though this represents a baseline that can vary significantly depending on your specific location within the county.

Property tax rates in Woodruff County are not uniform throughout the county due to special taxing districts such as school districts, fire districts, and municipal improvement districts that may impose additional levies. Your actual tax rate depends on which combination of these districts serves your property location. All property owners should verify their specific tax rate and applicable districts through the Woodruff County Assessor's office, as rates can differ substantially between neighborhoods and communities within the county boundaries.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General~0.500%Basic county operations, roads, courthouse, sheriff
School District~1.200%Local school district operations and facilities
State Assessment~0.150%State-mandated assessment for various programs
Fire/EMS District~0.100%Fire protection and emergency medical services
Special Districts~0.050%Varies by location - drainage, lighting, etc.
Total Base Rate2.000%Effective for Levy Year 2025

Note: These rates are effective for the 2025 levy year and represent typical assessments. Your actual rate may vary based on the specific taxing districts that serve your property location. Additional bond assessments or special improvement districts may apply in certain areas of Woodruff County.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Woodruff County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Arkansas are triggered by specific events that change property ownership or substantially increase property value during the tax year. The most common triggers include sale of property to a new owner, completion of new construction, additions or major improvements that increase assessed value, and changes in property use classification.

When a supplemental tax is assessed, it represents the difference between the original tax bill and the recalculated tax based on the new circumstances, prorated for the remaining portion of the tax year. For example, if you purchase a home in Woodruff County in July and the new assessed value results in higher taxes than previously assessed, you would receive a supplemental bill covering July through December. The calculation takes the annual tax difference and multiplies it by the fraction of the year remaining, ensuring you pay the appropriate amount based on actual ownership period.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value: $300,000 (100% in Arkansas)
  • Less: Homestead Tax Credit: -$375 (if applicable and applied for)
  • Net Taxable Value: $300,000
  • Annual Tax: $6,000 (at 2.000% rate)
  • Monthly Escrow: $500

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value: $600,000
  • Less: Homestead Tax Credit: -$375 (if applicable and applied for)
  • Net Taxable Value: $600,000
  • Annual Tax: $12,000 (at 2.000% rate)
  • Monthly Escrow: $1,000

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value: $1,000,000
  • Less: Homestead Tax Credit: -$375 (if applicable and applied for)
  • Net Taxable Value: $1,000,000
  • Annual Tax: $20,000 (at 2.000% rate)
  • Monthly Escrow: $1,667

Note: Tax credits shown require separate application and are not automatically applied. Disabled veterans and senior citizens may qualify for additional credits with proper application.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Woodruff County require borrowers to maintain an escrow account for property tax payments, particularly when the loan-to-value ratio exceeds 80%. Your lender collects monthly escrow payments along with your mortgage payment, typically calculated as your annual tax bill divided by 12, plus a cushion for potential increases. The lender then pays your property taxes directly to Woodruff County when they become due.

Lenders are required to provide annual escrow statements showing collections, payments, and account balances, and must adjust monthly payments if taxes increase or decrease significantly. If your taxes increase due to reassessment or new special district levies, your lender may require an immediate escrow shortage payment or spread the shortage over 12 months. Property owners should review their escrow statements carefully and can request to pay taxes directly if they have sufficient equity in their home, though lenders may require verification of timely payment history.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Woodruff County? A: Property taxes are typically due in two installments: April 15 and October 15 for the current tax year. Check the Arkansas Property Tax Center online for specific payment options and confirmation of due dates.

Q: What tax credits are available and how do I apply? A: Arkansas offers homestead tax credits for primary residences, disabled veteran credits, and senior citizen credits. All credits require separate application through the Woodruff County Assessor's office and are not automatically applied. Application deadlines are typically in early spring.

Q: How does the Homestead Credit work? A: The Arkansas Homestead Credit provides tax relief for primary residences and caps annual assessment increases. You must apply with the county assessor and reapply if you move. This is a credit that reduces your tax bill, not an exemption that reduces assessed value.

Q: When are properties reassessed? A: Arkansas law requires property reassessment every three to five years, though market value adjustments may occur annually. Woodruff County follows the state schedule, and property owners are notified by mail of assessment changes.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Woodruff County Board of Equalization within 30 days of receiving your assessment notice. Contact the county assessor's office for appeal forms and procedures.

Q: What are the penalties for late payment? A: Late payments incur penalties and interest charges. After October 15, unpaid taxes become delinquent and may result in additional fees, interest, and potential tax lien procedures.

Q: Can I pay my property taxes online? A: Yes, most Arkansas counties including Woodruff County participate in the Arkansas Property Tax Center online payment system. You can pay by electronic check or credit card, though credit card payments may incur processing fees.

Q: Why do property tax rates vary within Woodruff County? A: Tax rates vary based on special taxing districts such as school districts, fire districts, and municipal improvement districts. Your specific rate depends on which combination of these districts serves your property location, which is why neighboring properties may have different tax rates.

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