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Updated 2025 Tax Year

Saline County
Property Tax Guide

Everything you need to know about property taxes in Saline County, AR. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
0.375% base county rate, varies significantly by district with school and municipal additions
1st Due
Mar 1
2nd Due
Oct 15
Exemptions
4+ Available
Section 1

How Property Tax Works

Saline County, Arkansas operates under the state's property tax system, where property taxes fund essential local services including schools, county government operations, road maintenance, and emergency services. The county follows Arkansas state law requiring annual property assessments at 20% of market value for residential properties, with taxes collected by the County Collector from March 1st through October 15th each year.

Property tax rates in Saline County vary significantly by location due to multiple overlapping taxing districts, including school districts, municipal governments, fire districts, and other special service areas. The base county rate for the 2025 tax year is 0.375%, but your total effective rate will likely be higher when combined with school district millages and any applicable special district assessments. Homeowners should expect total effective rates typically ranging from 0.6% to 1.2% of assessed value, depending on their specific location within the county.

It's important to understand that most property tax credits and exemptions in Arkansas require annual application and are not automatically applied to your tax bill. The county assessor's office can provide specific information about available programs and application requirements for your situation.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Saline County Base0.375%General county operations, road maintenance, county services
School DistrictsVariesLocal school district millages (varies by district location)
MunicipalVariesCity taxes if property located within city limits
Fire DistrictsVariesRural fire protection districts (if applicable)
Library DistrictsVariesPublic library funding (if applicable)
Other Special DistrictsVariesDrainage, improvement, or other special service districts

Note: These rates apply to the 2025 levy year (taxes paid in 2025 on 2024 assessments). Your actual total tax rate depends on which combination of taxing districts your property falls within. Properties in different areas of Saline County may have significantly different total rates due to varying school district millages and special district assessments. Contact the Saline County Assessor's office at (501) 303-5630 for your specific district combination and total rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Saline County, property taxes are due in two installments:

First Installment
Mar 1
Delinquent after Dec 10
Second Installment
Oct 15
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Saline County are additional property tax bills issued when there are mid-year changes to your property's assessed value. The most common triggers include: new construction completion, property improvements like additions or major renovations, ownership transfers that prompt reassessment, or correction of assessment errors discovered after the regular tax roll is finalized.

When a supplemental assessment occurs, the additional tax is calculated by taking the difference between your new assessed value and your previous assessed value, then applying the current tax rate to that difference. The supplemental bill is prorated based on how many months remain in the current tax year from the effective date of the change.

Example: If you complete a $50,000 home addition in July, and it increases your assessed value by $10,000 (20% of market value), with a total tax rate of 1.0%, you would owe approximately $30 in supplemental taxes ($10,000 × 1.0% × 3/12 months remaining in the tax year). This supplemental bill would be issued separately from your regular annual property tax bill and would have its own due date.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (20%): $60,000
  • Less: Homestead Tax Credit: -$500 (if applied for and approved)
  • Net Taxable Value: $59,500
  • Annual Tax (assuming 0.85% total rate): $506
  • Monthly Escrow: $42

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (20%): $120,000
  • Less: Homestead Tax Credit: -$500 (if applied for and approved)
  • Net Taxable Value: $119,500
  • Annual Tax (assuming 0.85% total rate): $1,016
  • Monthly Escrow: $85

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (20%): $200,000
  • Less: Homestead Tax Credit: -$500 (if applied for and approved)
  • Net Taxable Value: $199,500
  • Annual Tax (assuming 0.85% total rate): $1,696
  • Monthly Escrow: $141

Important Notes: The Homestead Tax Credit requires annual application and is not automatic. Tax rates vary significantly by location within Saline County depending on school districts and special taxing districts. These examples use an estimated combined rate - contact the assessor for your specific rate.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Saline County require property tax escrow accounts, where you pay 1/12 of your annual property tax bill with each monthly mortgage payment. Your lender collects these funds and pays your property taxes directly to the Saline County Collector when they become due on October 15th each year.

Lenders typically conduct an annual escrow analysis to ensure adequate funds are collected, usually adjusting your monthly payment based on any changes in your tax bill. Since Saline County reassesses properties annually, your tax bill may change each year, potentially requiring escrow payment adjustments. Your lender will notify you of any payment changes, typically 60 days before implementation.

If you pay your own property taxes without escrow, remember that Saline County accepts payments from March 1st through October 15th each year. Online payments can be made through the county's website, or you can pay in person at the County Collector's office or by mail. Late payments after October 15th incur penalties and interest, so ensure timely payment to avoid additional costs.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Saline County for the current tax year? A: Property taxes are due by October 15th annually. The County Collector accepts payments from March 1st through October 15th for the current tax year.

Q: What tax credits are available and do I need to apply? A: The primary credit is the Arkansas Homestead Tax Credit of up to $500 annually, but you must apply for it - it's not automatic. Veterans with disabilities may qualify for additional credits. Contact the County Assessor at (501) 303-5630 for applications and eligibility requirements.

Q: How does the Homestead Credit work? A: The Arkansas Homestead Credit provides up to $500 in tax reduction annually for owner-occupied primary residences. You must apply each year by December 31st for the following tax year. This is a credit that reduces your actual tax bill, not your assessed value.

Q: How often are properties reassessed? A: Arkansas law requires annual reappraisal. Saline County assesses all properties yearly, with values effective January 1st for the following year's tax bill.

Q: Can I appeal my property assessment? A: Yes. Assessment appeals must be filed with the Saline County Board of Equalization by the third Monday in August. Contact the County Assessor's office for appeal forms and procedures.

Q: What happens if I pay taxes late? A: After October 15th, late penalties and interest apply. Properties become delinquent and subject to tax sale procedures if taxes remain unpaid.

Q: Can I pay property taxes online? A: Yes, Saline County offers online payment options through their official website. You can also pay in person at the County Collector's office or by mail.

Q: Why did my tax rate change from last year? A: Tax rates can change due to school district budget changes, new special district assessments, or changes in municipal boundaries. Your specific rate depends on all taxing districts where your property is located.

Q: Do I pay different rates if I live in a city versus unincorporated area? A: Yes, properties within city limits typically pay additional municipal taxes, while rural properties may pay fire district or other special district taxes instead.

Q: How do special districts affect my tax bill? A: Special districts (fire, library, improvement districts) add additional millages to your base county and school district rates. Your total rate is the sum of all applicable district rates for your property's location.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Resolution 23-2024haskellar.gov
02
JANUARY - MARCH 2025dfa.arkansas.gov
03
Tax Doc
Local Sales & Use Tax Rate Changesdfa.arkansas.gov
04
County
Saline County Tax Collector Jennifer Cartersalinecollector.ar.gov
05
Tax Doc
Property Tax Centerportal.arkansas.gov
06
Arkansas Assessment Coordination Divisiondfa.arkansas.gov
07
Tax Doc
Property Tax Relief – Arkansas Department of Finance and ...dfa.arkansas.gov
08
State
State of Arkansas Tax Reform and Relief Legislative Task ...arkleg.state.ar.us
09
County
Saline County Aging Newssalinecountyne.gov
10
Sunday, February 27, 2022 The Saline Courier 9artransparency.gov
All sources verified as of 2025 Tax Year

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