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Updated 2025 Tax Year

Lonoke County
Property Tax Guide

Everything you need to know about property taxes in Lonoke County, AR. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
1.500% base county rate plus special districts (varies by location within county)
Exemptions
5+ Available
Section 1

How Property Tax Works

Lonoke County, Arkansas operates a property tax system that funds essential local services including schools, roads, public safety, and county operations. Property taxes are assessed on real estate based on its assessed value, which is determined by the County Assessor and reassessed periodically. The county's property tax system follows Arkansas state guidelines with a base assessment rate around 1% of market value.

The effective tax rate in Lonoke County varies by location within the county due to overlapping special taxing districts such as school districts, fire districts, library districts, and municipal improvement districts. For the 2025 tax year, the county-wide base rate is 1.500%, though your actual rate will depend on which special districts serve your property. Property owners should expect their total effective rate to range from approximately 1.2% to 2.0% of assessed value depending on their specific location and applicable district taxes.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General0.750%County operations, roads, courthouse, sheriff
County Library0.150%Lonoke County Library system
School District0.400%Local school district operations (varies by district)
School Bonds0.200%School construction and improvement bonds (varies)
Fire District0.000-0.300%Fire protection services (if applicable)
Total Base Rate1.500%Levy Year 2025

Note: These rates apply to Levy Year 2025 and represent typical combinations. Your actual rate may vary significantly based on your property's location within specific school districts, fire districts, and other special taxing jurisdictions. Properties in incorporated cities may have different rate structures. Contact the Lonoke County Assessor at (501) 676-2368 for your specific address rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Lonoke County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Lonoke County are additional property tax bills issued when there are changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. These taxes are prorated based on the number of months remaining in the tax year after the change occurs.

Common triggers for supplemental taxes include: purchasing a newly constructed home, completing major renovations or additions, changing property use (such as residential to commercial), or correcting assessment errors. The supplemental tax is calculated by determining the difference between the old and new assessed values, applying the current tax rate, and prorating for the remaining months in the tax year. For example, if you purchase a new $400,000 home in June with an assessed value of $320,000, and the previous vacant land was assessed at $50,000, you would owe supplemental taxes on the $270,000 increase in assessed value, prorated for July through December (6 months), at your district's tax rate of approximately 1.500% or about $2,025 in supplemental taxes.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (80%): $240,000
  • Homestead Credit Applied: -$500 (requires application)
  • Net Taxable Value: $239,500
  • Tax Rate: 1.500%
  • Annual Property Tax: $3,593
  • Monthly (if escrowed): $299

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (80%): $480,000
  • Homestead Credit Applied: -$500 (requires application)
  • Net Taxable Value: $479,500
  • Tax Rate: 1.500%
  • Annual Property Tax: $7,193
  • Monthly (if escrowed): $599

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (80%): $800,000
  • Homestead Credit Applied: -$500 (requires application)
  • Veteran Disability Credit: -$300 (if qualified, requires application)
  • Net Taxable Value: $799,200
  • Tax Rate: 1.500%
  • Annual Property Tax: $11,988
  • Monthly (if escrowed): $999

Note: All credits shown require separate applications and approval. Rates may vary by special district location.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Lonoke County require property tax escrow accounts for loans with less than 20% down payment. Your lender collects monthly property tax payments as part of your mortgage payment and deposits them into an escrow account. The lender then pays your annual property tax bill directly to Lonoke County when it becomes due on October 15th each year.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected. Since Lonoke County property taxes are due once annually in October, your lender will begin collecting escrow funds immediately and may require an initial escrow deposit at closing to ensure sufficient funds are available for the first tax payment. If you pay your own property taxes outside of escrow, you're responsible for ensuring timely payment by the October 15th deadline to avoid penalties. Property owners should verify with their lender whether taxes are escrowed and confirm the correct tax amount is being collected, as special district rate changes can affect your annual tax bill.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Lonoke County for 2025? A: Property taxes for the 2025 tax year are due by October 15, 2025. This is an annual payment covering the entire tax year.

Q: What property tax credits are available and how do I apply? A: Arkansas offers a Homestead Property Tax Credit of up to $500 annually for owner-occupied homes (requires application with County Assessor), and various veteran disability credits ranging from $300-$6,000 based on disability rating (requires application with supporting documentation). Senior citizens may qualify for additional credits. All credits require separate applications and are NOT automatic.

Q: How does the Homestead Credit work? A: The Arkansas Homestead Credit provides up to $500 in tax credit annually and helps limit assessment increases on your primary residence. You must apply with the Lonoke County Assessor's office and provide proof of owner-occupancy. This is a credit that reduces your tax bill, not an exemption that reduces assessed value.

Q: How often are properties reassessed in Lonoke County? A: Arkansas law requires property reappraisal every three to five years. Lonoke County typically reassesses properties every four years, with the most recent countywide reappraisal completed in 2023. Property owners receive assessment notices and have appeal rights.

Q: What are the penalties for late property tax payment? A: Property taxes not paid by October 15th incur penalties and interest. Contact the Lonoke County Collector at (501) 676-2057 for current penalty rates and payment options for delinquent taxes.

Q: Can I pay my property taxes online? A: Yes, Lonoke County offers online property tax payments. Visit the County Collector's website or pay in person at the courthouse. Payment options include online, mail, or in-person at 301 N. Center Street, Lonoke, AR.

Q: Why did my property tax increase if I didn't make improvements? A: Property tax increases can result from: reassessment reflecting market value changes, new or increased special district taxes (school bonds, fire district levies), or changes in tax rates set by local taxing authorities.

Q: How do special district taxes affect my bill? A: Your property may be subject to multiple taxing districts including school districts, fire districts, library districts, and improvement districts. Each sets its own tax rate, so properties in different areas of Lonoke County have different total tax rates even with the same assessed value.

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