HonestCasa logoHonestCasa
Updated 2025 Tax Year

Columbia County
Property Tax Guide

Everything you need to know about property taxes in Columbia County, AR. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Approximately 1.500% of assessed value (varies by taxing district location)
Exemptions
5+ Available
Section 1

How Property Tax Works

Columbia County, Arkansas operates on a property tax system that serves as a primary funding source for essential local services including schools, county government operations, road maintenance, and emergency services. Property taxes in Columbia County are administered by the County Assessor and collected by the County Collector, with assessments based on market value as determined during periodic reappraisal cycles.

The effective property tax rate in Columbia County is approximately 1.500% of assessed value for most properties, though actual rates can vary significantly depending on your specific location within the county. This variation occurs because Columbia County contains multiple special taxing districts, including school districts, fire districts, and other municipal service areas, each with their own additional tax levies. Property owners should verify their specific tax rate based on their exact address and the special districts that serve their property.

Property taxes in Columbia County are assessed annually and fund critical infrastructure and services that directly impact property values and quality of life. The assessment and collection process follows Arkansas state guidelines while accommodating local district requirements and voter-approved bond measures.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Base County Levy1.500%Core county services, administration, roads, public safety
School District LevyVariesLocal school district operations and debt service (varies by district)
Municipal LevyVariesCity services (applies only within city limits)
Fire District LevyVariesFire protection services (varies by district boundaries)
Library District LevyVariesPublic library services (where applicable)
Total Effective Rate~1.500%+Combined rate depends on location and special districts

Rates shown are for Levy Year 2025 and may be subject to change based on budget adoptions and voter-approved measures. The base rate of 1.500% applies countywide, but total effective rates typically range from 1.500% to over 2.000% depending on which special taxing districts serve your property. Contact the Columbia County Assessor at (870) 235-3774 for your specific address rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Columbia County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Columbia County are additional property tax assessments that occur when there is a change in property ownership or when new construction is completed during the tax year. These supplemental assessments ensure that property taxes are properly calculated based on current ownership and the most up-to-date property improvements.

Supplemental taxes are most commonly triggered by: property sales or transfers that result in a reassessment to current market value, completion of new construction or major improvements that add value to the property, or corrections to previous assessments. The supplemental tax represents the difference between what was already assessed for the year and what should have been assessed based on the new circumstances.

For example, if you purchase a home in Columbia County in June that was previously assessed at $150,000 but sells for $250,000, a supplemental assessment may be issued for the difference in tax liability from July through the end of the tax year. This supplemental bill would calculate the additional tax owed on the increased assessed value ($100,000 difference) prorated for the remaining months of the tax year at your property's applicable tax rate.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$375 (requires application)
  • Net Taxable Value: $300,000 (credit reduces tax bill, not assessed value)
  • Tax Rate: 1.500%
  • Annual Tax: $4,500
  • Less Homestead Credit: -$375
  • Net Annual Tax: $4,125 ($344/month)

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$500 (maximum credit, requires application)
  • Net Taxable Value: $600,000
  • Tax Rate: 1.500%
  • Annual Tax: $9,000
  • Less Homestead Credit: -$500
  • Net Annual Tax: $8,500 ($708/month)

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Homestead Credit Applied: -$500 (maximum credit, requires application)
  • Net Taxable Value: $1,000,000
  • Tax Rate: 1.500%
  • Annual Tax: $15,000
  • Less Homestead Credit: -$500
  • Net Annual Tax: $14,500 ($1,208/month)

Note: All credits require annual application and are not automatically applied. Rates may vary based on special taxing districts serving your property.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Columbia County require property tax escrow accounts for borrowers with less than 20% down payment, though some lenders require escrow regardless of down payment amount. Your lender will estimate your annual property tax liability and divide it by 12 to determine your monthly escrow payment, which is collected along with your principal and interest payment.

Lenders typically maintain a cushion in your escrow account of 1-2 months of tax payments to ensure sufficient funds are available when taxes become due on October 15th each year. Your lender will pay your property taxes directly to Columbia County before the due date, and you should receive verification of this payment. If your property taxes increase or decrease significantly, your lender will adjust your monthly escrow payment accordingly and provide an annual escrow analysis.

It's important to review your escrow statements annually and verify that your lender has paid the correct amount to Columbia County. If you pay your own property taxes (no escrow), mark October 15th on your calendar as the annual due date, and remember that you're responsible for any supplemental tax bills that may be issued throughout the year. You can verify payments and view your tax bill online through the Columbia County Collector's website or by contacting their office directly.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Columbia County property taxes due for the current tax year? A: Property taxes are due annually on October 15th. For the 2025 tax year, taxes are due October 15, 2025. Payments can be made online, in person at the county courthouse, or by mail.

Q: What tax credits are available to Columbia County homeowners and how do I apply? A: Arkansas homeowners may receive a homestead property tax credit of up to $500 per year, which reduces your tax bill (not your assessed value). This credit requires an annual application to the Columbia County Assessor's office. Beginning with 2026 tax bills, the credit amount may increase as authorized by the general assembly. Applications must be filed by October 1st of each year.

Q: How does the homestead credit work - does it reduce my home's value? A: No, the homestead credit does not reduce your assessed value. It provides a direct credit against your tax bill of up to $500. Additionally, Arkansas homestead protections can help limit dramatic assessment increases from year to year, but this is separate from the tax credit and requires proper homestead filing with the county.

Q: What happens if I pay my property taxes late? A: Columbia County charges penalties and interest on late property tax payments. Taxes become delinquent after October 15th, and penalty rates are set by state law. Continued non-payment can eventually result in tax lien procedures, so it's important to pay by the due date or contact the County Collector to discuss payment arrangements.

Q: How often are properties reassessed in Columbia County? A: Arkansas law requires property reassessment cycles, typically every 3-5 years, though the specific schedule can vary. Between formal reappraisals, assessments may change due to new construction, property transfers, or successful appeals. Contact the Columbia County Assessor at (870) 235-3774 for information about upcoming reappraisal schedules.

Q: Can I appeal my property tax assessment? A: Yes, property owners have the right to appeal their assessments. Appeals must typically be filed within 30 days of receiving your assessment notice. The appeal process begins with the County Board of Equalization and can proceed to the Arkansas Assessment Coordination Department if necessary.

Q: How do I find the exact tax rate for my specific address? A: Since tax rates vary by special taxing districts within Columbia County, contact the Columbia County Assessor's office at (870) 235-3774 or visit their website to determine the specific rate for your address. You'll need your property address or parcel number for an accurate rate calculation.

Q: Can I pay my Columbia County property taxes online? A: Yes, Columbia County offers online property tax payment options. Visit the Columbia County Collector's website or contact their office for current online payment procedures, accepted payment methods, and any associated convenience fees.

Q: Do I need to reapply for the homestead credit every year? A: Yes, the homestead tax credit requires annual application to maintain eligibility. Applications must be submitted to the Columbia County Assessor's office by October 1st each year. Failure to reapply will result in loss of the credit for that tax year.

Q: What if I receive a supplemental tax bill? A: Supplemental tax bills are additional assessments issued when property changes ownership or improvements are completed during the tax year. These bills have separate due dates from your regular October 15th bill and must be paid to avoid penalties. Contact the Columbia County Collector if you have questions about a supplemental assessment.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate