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Updated 2025 Tax Year

Bradley County
Property Tax Guide

Everything you need to know about property taxes in Bradley County, AR. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
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Quick Facts
Tax Rate
Approximately 2.000% effective rate (1% base + district additions), varies by special taxing districts
Exemptions
5+ Available
Section 1

How Property Tax Works

Bradley County, Arkansas operates on a property tax system that funds essential local services including schools, roads, law enforcement, and county operations. Property taxes are assessed annually based on the assessed value of real estate and personal property within the county. The county follows Arkansas state guidelines with a base assessment rate around 1% of market value, though actual tax rates vary significantly depending on your specific location within Bradley County.

The effective property tax rate in Bradley County is approximately 2.000% for the 2025 levy year, though this can vary based on special taxing districts in your area such as school districts, fire districts, and municipal boundaries. These special districts add their own levies to fund specific services, meaning two properties of equal value in different parts of Bradley County may have different total tax bills. Property owners should verify their specific tax rate and applicable districts with the Bradley County Assessor's office.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General0.500%Basic county operations, roads, courthouse
County Library0.100%Bradley County Library system
School District1.200%Local school district operations (varies by district)
Special Districts0.200%Fire protection, drainage, municipal services (varies)
Total Base Rate2.000%Combined rate for FY 2025-2026

Note: This breakdown represents a typical rate structure for Bradley County effective July 1, 2025. Actual rates vary by special taxing districts within the county. School district rates may differ between Warren School District and other districts serving Bradley County. Contact the Bradley County Assessor at (870) 226-3464 for your specific address rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Bradley County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Bradley County are additional property tax assessments that occur when there are changes to property ownership, new construction, or property improvements during the tax year. These taxes are calculated based on the difference between the old and new assessed values, prorated for the portion of the tax year the change was in effect.

Common triggers for supplemental taxes include purchasing a home that was previously owner-occupied (losing homestead credits), completing new construction or major renovations, or adding structures like pools or outbuildings. For example, if you complete a $50,000 home addition in July, you would owe supplemental taxes on the increased assessed value for the remaining months of that tax year. The supplemental bill would be approximately $1,000 ($50,000 × 20% assessment rate × 2.000% tax rate × 6/12 months remaining).

Example Calculation

$300,000 Property Value:

  • Market Value: $300,000
  • Assessed Value (20%): $60,000
  • Less Homestead Credit: -$350 (with application)
  • Net Taxable Value: $59,650
  • Annual Tax (2.000%): $1,193
  • Monthly Escrow: $99

$600,000 Property Value:

  • Market Value: $600,000
  • Assessed Value (20%): $120,000
  • Less Homestead Credit: -$350 (with application)
  • Net Taxable Value: $119,650
  • Annual Tax (2.000%): $2,393
  • Monthly Escrow: $199

$1,000,000 Property Value:

  • Market Value: $1,000,000
  • Assessed Value (20%): $200,000
  • Less Homestead Credit: -$350 (with application)
  • Net Taxable Value: $199,650
  • Annual Tax (2.000%): $3,993
  • Monthly Escrow: $333

Note: Homestead credit requires annual application and caps assessment increases. Additional credits may be available for seniors, disabled veterans, and disabled persons - all require separate applications.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Bradley County require borrowers to maintain an escrow account for property taxes and insurance. Your lender collects 1/12 of your estimated annual tax bill each month along with your mortgage payment. Property taxes in Bradley County become collectible on the first business day of March following the assessment year, and lenders typically pay the full annual amount when due in October.

Lenders perform annual escrow analyses to ensure adequate funds are collected. Since Bradley County property taxes are due October 15th annually, lenders usually pay taxes in October and adjust your monthly escrow payments based on any changes in assessed value or tax rates. Property owners should verify their tax payments were made and review their escrow statements annually. If you pay taxes directly without escrow, ensure payments reach the Bradley County Collector by the October 15th deadline to avoid penalties.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Bradley County property taxes due for the 2024 tax year? A: Property taxes for 2024 are due October 15, 2024. Taxes become collectible the first business day of March but are not considered delinquent until after October 15th.

Q: What homestead tax credit is available in Bradley County? A: Arkansas offers a homestead tax credit that caps annual assessment increases rather than reducing market value. This credit requires annual application with the Bradley County Assessor's office and must be filed by December 31st of each year.

Q: Are there property tax credits for seniors or veterans? A: Yes, Arkansas offers tax credits for disabled veterans, senior citizens over 65, and disabled persons. These are tax credits that reduce your tax bill and require separate applications with supporting documentation. Contact the Bradley County Assessor at (870) 226-3464 for application forms and deadlines.

Q: How often are properties reassessed in Bradley County? A: Arkansas requires property reappraisal every three to five years. Bradley County follows a cyclical assessment schedule with different areas assessed in different years. Property owners receive assessment notices and have appeal rights through the County Board of Equalization.

Q: What penalties apply for late property tax payments? A: Property taxes become delinquent after October 15th. Late payments incur penalties and interest charges. Prolonged delinquency can result in tax lien sales, so contact the Bradley County Collector immediately if you cannot make timely payment.

Q: Can I pay Bradley County property taxes online? A: Yes, Bradley County offers online property tax payments through their official website. You can also pay in person at the county courthouse or by mail to the Bradley County Collector's office.

Q: How do special taxing districts affect my property taxes? A: Special districts for schools, fire protection, libraries, and municipal services add separate levies to your tax bill. The total rate varies by location within Bradley County depending on which districts serve your property address.

Q: What information do I need to apply for property tax credits? A: Credit applications typically require proof of ownership, residency documentation, and specific eligibility proof (such as disability ratings for veterans, age verification for seniors, or disability documentation). Applications must be submitted annually and are not automatic.

Verified Sources

Backed by 9 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
JANUARY - MARCH 2025dfa.arkansas.gov
02
County
Bradley County Assessor's Officebradleycountytn.gov
03
County
Bradley County, Arkansasartransparency.gov
04
Tax Doc
Property Tax Centerportal.arkansas.gov
05
Deadlines & Extensions – Arkansas Department of Finance ...dfa.arkansas.gov
06
County
Bradley County, Arkansas Financial and Compliance Reportarklegaudit.gov
07
County
Bradley County, Arkansas Financial and Compliance Reportarklegaudit.gov
08
County
Bradley County, Arkansas Financial and Compliance Reportarklegaudit.gov
09
Bradley - Arkansas Department of Human Serviceshumanservices.arkansas.gov
All sources verified as of 2025 Tax Year

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