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Updated 2025 Tax Year

Mohave County
Property Tax Guide

Everything you need to know about property taxes in Mohave County, AZ. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Average 0.56% for primary residences, varies by taxing districts and municipalities
1st Due
Oct 1
2nd Due
Mar 1
Exemptions
5+ Available
Section 1

How Property Tax Works

Property taxes in Mohave County, Arizona are administered by the County Treasurer's Office and serve as a primary funding source for essential local services including schools, fire protection, libraries, flood control, and county operations. The property tax system operates on an assessment-based model where real property is assessed at its full cash value, then various tax rates are applied based on the specific taxing districts where your property is located.

For the 2025 tax year, Mohave County's effective property tax rate averages approximately 0.56% for primary residences, though this rate can vary significantly depending on your specific location within the county. Properties located in different municipalities, school districts, fire districts, and other special taxing jurisdictions will see different combined tax rates. The actual tax rate applied to your property depends on the overlay of multiple taxing entities that serve your specific area, which can result in rates ranging from roughly 0.45% to 0.75% or higher in some special districts.

Section 2

What Makes Up Your Tax Bill

ComponentApproximate RateDescription
County General Fund0.18%County operations, services, infrastructure
School Districts0.25% - 0.35%Local elementary, high school, and community college districts
Fire Districts0.05% - 0.15%Fire protection and emergency services
Library Districts0.02% - 0.04%Public library systems and services
Flood Control0.01% - 0.03%Flood control and drainage infrastructure
Special AssessmentsVariesMunicipal services, improvement districts, bonds

Rates shown are for FY 2025-2026 levy year and are approximate. Your actual tax rate depends on the specific combination of taxing districts serving your property location. Contact the Mohave County Assessor's Office at (928) 753-0737 for exact rates applicable to your specific address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Mohave County, property taxes are due in two installments:

First Installment
Oct 1
Delinquent after Dec 10
Second Installment
Mar 1
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Mohave County are triggered by changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. When these events occur, the County Assessor determines the difference between the old and new assessed values and applies the current tax rate to calculate the supplemental tax owed.

For example, if you purchase a home in March that was previously assessed at $200,000 but sells for $350,000, a supplemental assessment may be issued for the difference. The supplemental tax would be calculated on the increased assessed value ($150,000 difference) prorated for the remaining months of the tax year (April through June). If your area's tax rate is 0.56%, the supplemental tax would be approximately $840 ($150,000 × 0.0056) prorated for the 3-month period, resulting in a supplemental bill of about $210. Supplemental taxes are due within 30 days of the bill date and cannot be paid through the standard online system - contact the Treasurer's Office at (928) 753-0737 for payment assistance.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value: $300,000
  • Less Homestead Credit (if applied for): -$3,000
  • Net Taxable Value: $297,000
  • Annual Tax (0.56% rate): $1,663
  • Monthly Escrow: $139

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value: $600,000
  • Less Homestead Credit (if applied for): -$3,000
  • Net Taxable Value: $597,000
  • Annual Tax (0.56% rate): $3,343
  • Monthly Escrow: $279

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value: $1,000,000
  • Less Homestead Credit (if applied for): -$3,000
  • Net Taxable Value: $997,000
  • Annual Tax (0.56% rate): $5,583
  • Monthly Escrow: $465

Note: Credits shown require annual application and are not automatically applied. Tax rates vary by specific location within Mohave County based on local taxing districts.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Mohave County require borrowers to maintain an escrow account for property tax payments, especially when the loan-to-value ratio exceeds 80%. Your lender will collect monthly escrow payments equal to approximately 1/12th of your estimated annual property tax bill, plus a cushion amount allowed by federal law. These funds are held in a non-interest-bearing account and used to pay your property taxes when they become due.

Since Mohave County property taxes are due October 1st with installment options available, your lender will typically pay the full amount or make installment payments directly to the County Treasurer. You should receive an annual escrow analysis from your lender showing how your payments were applied and any adjustments needed for the upcoming year. To verify that your taxes have been paid correctly, you can check your payment status online through the Mohave County Treasurer's website or call (928) 753-0737. If you pay your own property taxes (no escrow), ensure payments are made by the due dates to avoid penalties and potential tax lien proceedings.

How HonestCasa Helps
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Mohave County for the current fiscal year? A: Property taxes are due October 1st each year. Arizona law allows most properties to be paid in two installments, with the first half typically due by the end of October and the second half due by the following May.

Q: What tax credits are available and do I need to apply? A: Tax credits in Mohave County include the Homestead Credit for primary residences, Senior/Disabled Person Credit, and Veterans' Disability Credit. All credits require annual application and are not automatic - you must file the appropriate forms with the County Assessor's Office by the deadline to receive benefits.

Q: How does the Homestead Credit work? A: The Homestead Credit limits annual assessment increases rather than reducing market value. Once approved, it caps assessment growth and provides modest tax reduction. You must apply annually and the property must be your primary residence as of January 1st of the tax year.

Q: When does the County Assessor determine property values and can I appeal? A: Property values are assessed annually as of January 1st. Assessment notices are typically mailed in March, and property owners have 60 days from the notice date to file an appeal with the County Assessor if they believe the assessed value is incorrect.

Q: What are the penalties for late property tax payments? A: Late payments incur interest and penalties. After December 1st, delinquent taxes accrue interest at 1.5% per month. Properties with delinquent taxes may eventually be subject to tax lien sales if payments remain outstanding.

Q: Can I pay my property taxes online? A: Yes, current year (2025) property taxes can be paid online through the Mohave County Treasurer's website. For prior year taxes (2024 and earlier), you must contact the office at (928) 753-0737 to make payment arrangements.

Q: Why do property tax rates vary within Mohave County? A: Tax rates vary because different areas are served by different combinations of special taxing districts including school districts, fire districts, library districts, and municipal services. Your total rate is the sum of all districts serving your specific location.

Q: What if I receive a supplemental tax bill? A: Supplemental taxes result from ownership changes or new construction during the tax year. These bills are due within 30 days and cannot be paid online - contact the Treasurer's Office at (928) 753-0737 for payment assistance.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Property Taxesmohave.gov
02
State
STATE OF ARIZONA 2025 Tax Handbookazjlbc.gov
03
Tax Doc
Transaction Privilege and Other Tax Rate Tablesazdor.gov
04
Frequently Asked Questionsmohave.gov
05
Tax Doc
Arizona Property Taxationazdor.gov
06
Tax Doc
understanding your assessor, property values and taxationmohave.gov
07
Exemptionsmohave.gov
08
HOMESTEAD EXEMPTIONazleg.gov
09
Tax Doc
Arizona Property Tax Exemptionsazdor.gov
10
Tax Doc
Property Tax | Arizona Department of Revenueazdor.gov
All sources verified as of 2025 Tax Year

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