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Updated 2025 Tax Year

Gila County
Property Tax Guide

Everything you need to know about property taxes in Gila County, AZ. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
4.5325% effective rate (varies by special taxing districts), 4.1900% base county rate
1st Due
Oct 1
2nd Due
Mar 1
Exemptions
4+ Available
Section 1

How Property Tax Works

Gila County property taxes fund essential local services including law enforcement, fire protection, road maintenance, schools, and county operations. The property tax system operates on a fiscal year basis, with taxes calculated based on assessed property values and local tax rates that vary by location within the county.

For the 2025 fiscal year, Gila County's effective property tax rate is 4.5325%, though this varies significantly depending on your property's location within special taxing districts such as school districts, fire districts, and other municipal service areas. The county's primary property tax rate component is 4.1900%, with additional assessments from various special districts and bonds adding to the total rate. Property owners should note that their specific tax rate depends on which combination of taxing districts serve their property location.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Primary County Tax4.1900%Core county services and operations
Secondary County TaxVariableAdditional county assessments
School District TaxVariableLocal school district funding
Special DistrictsVariableFire, flood control, library districts
Bond AssessmentsVariableVoter-approved infrastructure bonds
Total Effective Rate4.5325%Combined rate for FY 2025

Note: These rates apply to Levy Year 2025 and vary by specific location within Gila County based on which special taxing districts serve each property. Contact the Gila County Assessor's Office for your property's specific district combination and exact tax rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Gila County, property taxes are due in two installments:

First Installment
Oct 1
Delinquent after Dec 10
Second Installment
Mar 1
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes are additional property tax bills issued when significant changes occur to a property during the tax year. These are calculated pursuant to A.R.S. § 42-16259 and are issued promptly when the tax roll requires correction.

Common triggers for supplemental taxes include: change of ownership, completion of new construction, additions or improvements to existing structures, or removal of previously granted exemptions. The supplemental tax is calculated by determining the difference between the old and new assessed values, applying the current tax rate, and prorating for the remaining months in the fiscal year.

Example: If a $100,000 home improvement is completed in January and increases the assessed value by $100,000, the supplemental tax would be approximately $4,533 ($100,000 × 4.5325%) prorated for the remaining months of the fiscal year.

Example Calculation

Property Value: $300,000

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applicable): $0*
  • Net Taxable Value: $300,000
  • Annual Tax: $13,598 ($300,000 × 4.5325%)
  • Monthly Payment: $1,133

Property Value: $600,000

  • Assessed Value: $600,000
  • Less: Homestead Credit (if applicable): $0*
  • Net Taxable Value: $600,000
  • Annual Tax: $27,195 ($600,000 × 4.5325%)
  • Monthly Payment: $2,266

Property Value: $1,000,000

  • Assessed Value: $1,000,000
  • Less: Homestead Credit (if applicable): $0*
  • Net Taxable Value: $1,000,000
  • Annual Tax: $45,325 ($1,000,000 × 4.5325%)
  • Monthly Payment: $3,777

*Tax credits require separate application to the County Assessor and are not automatically applied. Contact the Gila County Assessor's Office for available credits and application procedures.

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Section 5

Escrow & Property Taxes

Most mortgage lenders require property tax escrow accounts to ensure timely payment of property taxes. Lenders collect monthly payments equal to 1/12th of your annual property tax bill and hold these funds in escrow until taxes are due.

Property taxes in Gila County are payable in two installments: the first half is due November 1st, and the second half is due March 1st of the following year. Alternatively, you may pay the full amount by December 31st to avoid any potential interest or penalties. Lenders typically pay from escrow accounts before these due dates to ensure compliance.

Property owners should verify that their mortgage servicer has current tax information, especially after reassessments or changes in exemption status. If you pay taxes directly (without escrow), ensure payments are received by the Gila County Treasurer by the specified due dates to avoid penalties and interest charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Gila County for FY 2025? A: First half payment is due November 1, 2024; second half is due March 1, 2025. Full payment by December 31, 2024 avoids interest and penalties.

Q: What tax credits are available and how do I apply? A: Various tax credits may be available including homestead, senior, veteran, and disability credits. All credits require separate application to the Gila County Assessor's Office and are NOT automatically applied. Contact the Assessor's Office for specific eligibility requirements and application deadlines.

Q: How does the homestead credit work? A: Arizona's homestead credit limits annual assessment increases rather than reducing market value. This credit requires filing an application with the County Assessor and must be renewed according to county procedures.

Q: When are properties assessed and how can I appeal? A: Properties are typically assessed annually with values effective January 1st. Assessment notices are mailed in spring, and property owners have specific deadlines to file appeals with the County Board of Equalization.

Q: What are the penalties for late payment? A: Interest and penalties accrue on unpaid taxes after the due dates. Contact the Gila County Treasurer's Office for current penalty rates and payment options.

Q: Can I pay my taxes online? A: Check the Gila County Treasurer's website for current online payment options and accepted payment methods.

Q: Why do property tax rates vary within Gila County? A: Tax rates vary based on which special taxing districts (school, fire, flood control, etc.) serve your specific property location within the county.

Q: How are supplemental taxes calculated? A: Supplemental taxes are based on changes in assessed value during the tax year, calculated by applying the current tax rate to the assessment increase and prorating for the remaining months in the fiscal year.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
County Budget Forms Fiscal year 2026 Gila ...gilacountyaz.gov
02
Fiscal year 2025gilacountyaz.gov
03
Tax Doc
2025 Real Property Tax Bill Recipientsgilacountyaz.gov
04
County
Property Tax Reminder from the Gila County Treasurer's ...gilacountyaz.gov
05
Important Dates to Remembergilacountyaz.gov
06
Tax Doc
Tax Roll 2024gilacountyaz.gov
07
HOMESTEAD EXEMPTIONazleg.gov
08
Tax Doc
Arizona Property Tax Exemptionsazdor.gov
09
County
Gila County Assessorgilacountyaz.gov
10
Tax Doc
taxpayer notice of claim - personal propertygilacountyaz.gov
All sources verified as of 2025 Tax Year

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