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Updated 2025 Tax Year

Wilcox County
Property Tax Guide

Everything you need to know about property taxes in Wilcox County, AL. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Approximately 1% base rate, varies by district and municipality within Wilcox County
Exemptions
4+ Available
Section 1

How Property Tax Works

Wilcox County, Alabama operates under the state's property tax system to fund essential local services including schools, county operations, and infrastructure maintenance. Property taxes in Alabama are based on assessed value, which is calculated at a percentage of fair market value depending on the property type. For residential properties, this assessment ratio is typically 10% of market value.

Property tax rates in Wilcox County vary by location within the county due to different special taxing districts, school districts, and municipal boundaries. The effective tax rate generally ranges around Alabama's base rate of approximately 1%, though specific rates for the 2025-2026 levy year are subject to annual determination by the Wilcox County Commission. Property owners should verify their exact tax rate based on their specific location and applicable taxing districts, as rates can differ significantly even within the same county.

The county follows Alabama's standard property tax calendar, with assessments updated periodically and tax bills typically issued in the fall for the following calendar year. Understanding your property's taxing districts and available tax credits is essential for accurate tax planning and ensuring you receive all benefits for which you qualify.

Section 2

What Makes Up Your Tax Bill

The specific property tax rates for Wilcox County for the FY 2025-2026 levy year have not yet been finalized by the County Commission, as these rates are subject to annual review and adjustment. Property owners should contact the Wilcox County Commission or Revenue Commissioner for the most current rate information.

ComponentRateDescription
County GeneralTBDBasic county operations and services
School DistrictTBDLocal school system funding
StateVariesState-level property tax components
Special DistrictsVariesFire districts, drainage, other local services

Note: Tax rates vary significantly by location within Wilcox County depending on which special taxing districts apply to your property. Municipal properties may have additional city taxes. The total millage rate is the sum of all applicable district rates for your specific property location. Contact the Wilcox County Revenue Commissioner at the courthouse for your property's specific rate breakdown.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Wilcox County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Alabama, including Wilcox County, are additional tax assessments that occur when there are changes to property ownership, value, or use during the tax year. The most common triggers include new construction completion, property transfers that result in reassessment, or corrections to previously assessed values.

When supplemental taxes are levied, they are calculated based on the difference between the old and new assessed values, prorated for the portion of the tax year the new assessment applies. For example, if a home addition is completed in March and increases the assessed value by $5,000, the supplemental tax would be calculated on that $5,000 increase for the remaining months of the tax year.

Example: If new construction adds $20,000 to your assessed value in June, and your total tax rate is 50 mills (5%), the annual additional tax would be $1,000. Since this occurred halfway through the tax year, the supplemental tax bill would be approximately $500, covering July through December. Supplemental tax bills are typically issued separately from regular annual tax bills and have their own payment deadlines.

Example Calculation

The following examples use estimated rates since FY 2025-2026 rates are pending County Commission approval. Actual calculations will vary based on your property's specific taxing districts and any tax credits you qualify for and have applied for.

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (10%): $30,000
  • Less: Homestead Credit (if applied): -$4,000
  • Net Taxable Value: $26,000
  • Estimated Tax Rate: 50 mills (5%)
  • Annual Tax: $1,300
  • Monthly (if escrowed): $108

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (10%): $60,000
  • Less: Homestead Credit (if applied): -$4,000
  • Net Taxable Value: $56,000
  • Estimated Tax Rate: 50 mills (5%)
  • Annual Tax: $2,800
  • Monthly (if escrowed): $233

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (10%): $100,000
  • Less: Homestead Credit (if applied): -$4,000
  • Net Taxable Value: $96,000
  • Estimated Tax Rate: 50 mills (5%)
  • Annual Tax: $4,800
  • Monthly (if escrowed): $400

Note: All tax credits require separate application and approval. Credits shown are estimates and actual amounts may vary.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Wilcox County require borrowers to maintain an escrow account for property tax payments, especially when the loan-to-value ratio exceeds 80%. Your lender collects monthly escrow payments as part of your mortgage payment and pays your property taxes directly to Wilcox County when due.

Lenders typically analyze your escrow account annually and adjust your monthly payment based on actual tax bills and projected changes. Since Wilcox County property taxes for 2026 are due by January 31, 2026, your lender should receive and pay your tax bill by this deadline. However, you remain ultimately responsible for ensuring taxes are paid on time, even when using an escrow account.

It's important to review your annual escrow analysis statement and verify that your lender has current tax information. If you've applied for new tax credits or your property has been reassessed, notify your lender so they can adjust escrow payments accordingly. You can verify tax payments have been received by contacting the Wilcox County Revenue Commissioner's office or checking online payment records if available.

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Section 6

Frequently Asked Questions

Q: When are Wilcox County property taxes due for 2026? A: Property taxes for the 2026 tax year are due by January 31, 2026. Payments with a U.S. Postal Service postmark on or before January 31, 2026, are considered timely.

Q: What homestead tax credits are available and do I need to apply? A: Eligible homeowners may qualify for a homestead credit if they own and occupy a single-family residence as their primary residence. This credit requires application and is not automatic. The homestead credit typically caps assessment increases rather than reducing market value. Contact the Wilcox County Revenue Commissioner for application requirements and deadlines.

Q: Can I pay my property taxes in installments? A: Based on available information, Wilcox County may offer installment payment options with the first installment due January 31st, followed by additional quarterly payments. Contact the Revenue Commissioner's office to confirm current installment options and payment schedules.

Q: How do I appeal my property assessment? A: Property assessment appeals must be filed with the Wilcox County Board of Equalization within the specified appeal period, typically shortly after assessment notices are mailed. Contact the Revenue Commissioner's office for specific deadlines and appeal procedures.

Q: What are the penalties for late property tax payments? A: Alabama law provides for penalties and interest on delinquent property taxes. Contact the Wilcox County Revenue Commissioner for specific penalty rates and collection procedures applicable to late payments.

Q: Are there tax credits for seniors, veterans, or disabled persons? A: Alabama may offer various tax credits for qualifying seniors, veterans, or disabled property owners. These credits require separate applications and documentation. Contact the Revenue Commissioner's office to determine eligibility and application procedures for special tax credits.

Q: Can I pay property taxes online? A: Payment options, including online payments by credit card or e-check, may be available. Note that electronic payments may not immediately reflect on your account history. Contact the Wilcox County Revenue Commissioner for current payment methods and any associated fees.

Q: How often are properties reassessed in Wilcox County? A: Alabama counties typically reassess properties on rotating schedules. Contact the Revenue Commissioner's office for information about Wilcox County's reassessment schedule and when your property was last assessed.

Q: What happens if I disagree with special district taxes on my bill? A: Special district taxes are levied by separate governmental entities like fire districts or drainage districts. Questions about these taxes should be directed to the specific district or the Revenue Commissioner's office for guidance on the appropriate contact.

Q: Do I need to reapply for tax credits each year? A: Most tax credits, including homestead credits, require periodic renewal or reapplication. Contact the Revenue Commissioner annually to confirm your credits are current and determine if reapplication is necessary.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Sales and Use Tax Rates - Alabama Department of Revenuerevenue.alabama.gov
02
Tax Doc
Wilco Property Taxnacdashboard.nara.gov
03
Examiners of Public Accountsalison.legislature.state.al.us
04
Tax Doc
Payment Options - Property Taxwilcotx.gov
05
Tax Doc
Tax Delinquent Property and Land Salesrevenue.alabama.gov
06
Homestead Exemptions - Alabama Department of Revenuerevenue.alabama.gov
07
HB308 INTRODUCEDalison.legislature.state.al.us
08
REPOR T Rfiles.eric.ed.gov
09
State
General Summary of State Taxesrevenue.alabama.gov
10
Tax Doc
Handbook for Alabama Tax Administrators:legislature.state.al.us
All sources verified as of 2025 Tax Year

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