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Updated 2025 Tax Year

Tallapoosa County
Property Tax Guide

Everything you need to know about property taxes in Tallapoosa County, AL. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
32.5 mills (3.25%) base rate, varies by taxing district and municipality
Exemptions
5+ Available
Section 1

How Property Tax Works

Tallapoosa County, Alabama operates on a property tax system that funds essential county services, public education, and local infrastructure. The county's property tax rate for 2025 is set at 32.5 mills (3.25%), which will remain in effect through 2026. This millage rate translates to $32.50 per $1,000 of assessed value, though the effective rate for homeowners may vary based on available tax credits and the specific taxing districts within their location.

Property taxes in Tallapoosa County are calculated based on assessed value, which in Alabama is typically assessed at 10% of fair market value for residential properties. The actual tax burden varies significantly across the county due to special taxing districts, municipal overlays, and school district boundaries. Property owners should verify their specific millage rate with the county tax assessor, as rates can differ by several mills depending on the exact location and applicable special assessments within Tallapoosa County.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General Fund15.0Basic county operations and services
School District12.5Local education funding
Roads & Infrastructure3.0Highway maintenance and road improvements
Debt Service2.0County bond payments
Total Base Rate32.5Standard rate for FY 2025-2026

Note: These rates apply to the 2025 levy year and will be reassessed for 2026 based on county budget decisions. Additional special district assessments may apply depending on your property's location within Tallapoosa County, including fire districts, water/sewer districts, or municipal overlays that could add 2-8 mills to your total rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Tallapoosa County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Tallapoosa County are triggered by changes in property ownership, new construction, or major improvements that occur after the annual assessment date. When these events happen, the county assessor calculates the difference between the new assessed value and the previous assessment, then applies the current tax rate to determine the supplemental tax owed.

For example, if you purchase a home in March that was previously assessed at $150,000 but sells for $400,000, the county will reassess the property at the new market value. The supplemental tax would be calculated on the increased assessed value (10% of the difference in Alabama) prorated for the remaining months in the tax year. This supplemental bill is separate from the regular annual property tax bill and typically becomes due 30 days after the supplemental assessment notice is mailed.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (10%): $30,000
  • Less: Homestead Credit (if applied): -$2,000
  • Net Taxable Value: $28,000
  • Annual Tax (32.5 mills): $910
  • Monthly Escrow: $76

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (10%): $60,000
  • Less: Homestead Credit (if applied): -$2,000
  • Net Taxable Value: $58,000
  • Annual Tax (32.5 mills): $1,885
  • Monthly Escrow: $157

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (10%): $100,000
  • Less: Homestead Credit (if applied): -$2,000
  • Net Taxable Value: $98,000
  • Annual Tax (32.5 mills): $3,185
  • Monthly Escrow: $265

All tax credits require separate application and are not automatically applied. Contact the Tallapoosa County Tax Assessor for current application procedures.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Tallapoosa County require property tax escrow accounts for borrowers with less than 20% equity. Your lender will collect monthly escrow payments equal to 1/12th of your estimated annual property tax bill, plus a cushion typically not exceeding two months of payments. These funds are held in a non-interest-bearing account and used to pay your property taxes when they become due.

Lenders must provide an annual escrow analysis showing the previous year's activity and any adjustments needed for the coming year. In Tallapoosa County, with property taxes due in two installments (October 1st and December 1st for the current tax year), your lender will typically pay each installment directly to the county tax collector. Property owners should verify that payments are made timely and review their escrow statements annually, as the county millage rate changes can affect required escrow contributions significantly.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Tallapoosa County for 2026? A: The first installment is due October 1, 2026, and the final installment is due December 1, 2026, for the 2026 tax year.

Q: What tax credits are available and do I need to apply? A: The primary tax credit is the homestead exemption for residents 65 and older with adjusted gross income under $12,000, which exempts county taxes up to $2,000 in value. All tax credits require application and are not automatic.

Q: How does the homestead credit work? A: Alabama's homestead credit provides property tax relief by reducing your taxable assessed value, but you must file an application with the county tax assessor. This is not automatic and must be renewed according to county requirements.

Q: Can I pay my property taxes online? A: Contact the Tallapoosa County Tax Collector's office directly for current online payment options and accepted payment methods.

Q: What happens if I pay late? A: Late payments are subject to penalties and interest charges. Contact the tax collector's office for specific penalty rates and payment arrangements.

Q: How often are properties reassessed in Tallapoosa County? A: Alabama law requires periodic reassessment, but the specific schedule varies by county. Contact the Tallapoosa County Tax Assessor for the current reassessment cycle.

Q: How do I appeal my assessment? A: Assessment appeals must be filed with the Tallapoosa County Board of Equalization within the designated appeal period following your assessment notice.

Q: Why is my tax rate different from my neighbor's? A: Tax rates vary within Tallapoosa County based on special taxing districts, school districts, municipal boundaries, and fire districts that may not align with county boundaries.

Q: Do I qualify for disability-related tax credits? A: Alabama provides property tax exemptions for those retired due to permanent and total disability regardless of age. Application is required through the county tax assessor's office.

Q: What documentation do I need for tax credit applications? A: Requirements vary by credit type but typically include proof of residency, age verification, income documentation (tax returns), and disability certification where applicable. Contact the Tallapoosa County Tax Assessor for specific requirements.

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