Q: When are property taxes due in Shelby County?
A: Property taxes become a lien on October 1st and are due by October 1st of the following year. For fiscal year 2025, taxes are delinquent after December 31st, with penalties and interest applied to late payments.
Q: What homestead tax credits are available?
A: Homestead credits are available for primary residences and require application. Seniors 65+ with income under $12,000, disabled retirees, or blind residents may qualify for additional exemptions from county levied taxes. Applications must be filed with the Shelby County Assessor's office.
Q: How does the homestead credit work?
A: The homestead credit limits annual assessment increases on your primary residence, typically capping growth rather than reducing market value. You must apply for this credit - it is not automatic. Contact the Assessor's office for current application deadlines and forms.
Q: Can I pay property taxes online?
A: Yes, Shelby County offers online payment options through the Revenue Commissioner's website. Payment methods typically include bank transfers and credit cards, though convenience fees may apply.
Q: What happens if I pay my taxes late?
A: Property taxes become delinquent after December 31st. Late payments incur penalties and interest charges, and prolonged delinquency can result in tax lien sales.
Q: How do I appeal my property assessment?
A: Assessment appeals must be filed with the Shelby County Board of Equalization during the designated appeal period, typically in the spring following the assessment. Contact the Assessor's office for specific deadlines and procedures.
Q: Do special taxing districts affect my tax rate?
A: Yes, your location within Shelby County determines which special districts apply to your property, such as fire districts, library districts, or municipal taxes, which can significantly increase your effective tax rate above the base 2.69% county rate.
Q: Are property tax credits automatic?
A: No, most property tax credits and exemptions require application and approval. You must file the appropriate forms with the Shelby County Assessor's office by the specified deadlines to receive these benefits.
