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Updated 2025 Tax Year

Pike County
Property Tax Guide

Everything you need to know about property taxes in Pike County, AL. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
0.4% to 0.8% of market value (varies by district and municipality)
Exemptions
4+ Available
Section 1

How Property Tax Works

Pike County, Alabama operates on a property tax system that funds essential local services including schools, public safety, infrastructure maintenance, and county administration. Property taxes are assessed annually as of October 1st based on the assessed value of real estate and personal property within the county. The county follows Alabama's standard assessment ratio of approximately 10% of fair market value for residential properties.

Property tax rates in Pike County vary by location within the county due to special taxing districts, municipal boundaries, and school district boundaries. The effective tax rate typically ranges from approximately 0.4% to 0.8% of market value, depending on your specific location and applicable district assessments. Property owners should note that their actual tax burden depends on both the county's base millage rate and any additional millage from special districts that serve their property location.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General FundTBDBasic county operations and services
County School SystemTBDLocal school district funding
Municipal RatesVariesCity/town rates (if applicable)
Special DistrictsVariesFire districts, library districts, etc.

Note: Specific millage rates for levy year 2025 have not yet been established by the Pike County Commission. Rates are typically set annually and may vary significantly based on your property's location within specific taxing districts. Contact the Pike County Revenue Commissioner's office for current rates applicable to your property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Pike County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Pike County may issue supplemental tax bills when property ownership changes, new construction is completed, or property improvements are discovered that were not included in the original assessment. These supplemental taxes cover the period from when the change occurred until the next regular assessment cycle. For example, if you purchase property or complete construction mid-year, you may receive a supplemental bill to cover the remaining months of the current tax year. The supplemental tax is calculated by applying the current millage rate to the newly assessed value, prorated for the applicable time period.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (10%): $30,000
  • Less: Homestead Credit (if applicable): varies
  • Net Taxable Value: ~$30,000
  • Annual Tax (estimated 0.6%): ~$1,800
  • Monthly Escrow: ~$150

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (10%): $60,000
  • Less: Applicable Credits: varies
  • Net Taxable Value: ~$60,000
  • Annual Tax (estimated 0.6%): ~$3,600
  • Monthly Escrow: ~$300

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (10%): $100,000
  • Less: Applicable Credits: varies
  • Net Taxable Value: ~$100,000
  • Annual Tax (estimated 0.6%): ~$6,000
  • Monthly Escrow: ~$500

Note: All credits require application and approval. Actual rates vary by taxing district location.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Pike County require borrowers to establish an escrow account for property tax payments. Your lender will estimate your annual property tax bill and divide it by 12 to determine your monthly escrow payment. The lender typically collects 2-3 months of taxes at closing to establish a reserve cushion. Each year, your lender will conduct an escrow analysis to ensure adequate funds are collected, which may result in payment adjustments. Property taxes are due October 1st annually and become delinquent after December 31st. Lenders usually pay your taxes before the delinquency date to protect their mortgage interest in the property.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Pike County for the current fiscal year? A: Property taxes are due October 1st each year and become delinquent after December 31st of the same year.

Q: What tax credits are available to reduce my property tax bill? A: Pike County offers a homestead credit for residents age 65 and over with adjusted gross income limitations. This credit requires annual application and is not automatic. Contact the Pike County Assessor's office for current income limits and application procedures.

Q: How does the homestead credit work? A: The homestead credit for seniors caps annual assessment increases rather than reducing the property's market value. You must apply for this credit - it is not automatically granted. Applications must be filed with the county assessor's office.

Q: When are properties reassessed? A: Properties are assessed annually as of October 1st for the following tax year. The Pike County Assessor's office conducts ongoing reviews and may update assessments based on market conditions, improvements, or property transfers.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Pike County Board of Equalization. Contact the assessor's office for specific deadlines and procedures, as appeal periods are limited.

Q: What penalties apply to late tax payments? A: Taxes become delinquent after December 31st and accrue interest and penalties. Contact the Pike County Revenue Commissioner's office for current penalty rates and collection procedures.

Q: Can I pay my property taxes online? A: Contact the Pike County Revenue Commissioner's office to inquire about available online payment options and accepted payment methods.

Q: Why do property tax rates vary within Pike County? A: Tax rates vary based on special taxing districts such as school districts, fire districts, and municipal boundaries. Your specific location determines which district rates apply to your property.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Report on the - Pike County Commission ...legislature.state.al.us
02
Tax Doc
Property Tax Assessment - Alabama Department of Revenuerevenue.alabama.gov
03
Tax Doc
Sales and Use Tax Rates - Alabama Department of Revenuerevenue.alabama.gov
04
Tax Doc
When are my property taxes due?revenue.alabama.gov
05
Tax Doc
Property Tax - Alabama Department of Revenuerevenue.alabama.gov
06
Tax Doc
What is the timetable for property taxes?revenue.alabama.gov
07
Homestead Exemptions - Alabama Department of Revenuerevenue.alabama.gov
08
Rule 810-4-1-.23 - Homestead And Principal Residence ...admincode.legislature.state.al.us
09
O'BRIEN v. WHEELOCKgovinfo.gov
10
County
Pike County Financial Statementsapp.auditor.mo.gov
All sources verified as of 2025 Tax Year

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