Q: When are property taxes due in Morgan County?
A: Property taxes are due October 1st and become delinquent after December 31st for the current fiscal year. A 10% penalty is added on January 1st for unpaid taxes.
Q: What tax credits are available and how do I apply?
A: Alabama offers several tax credits including Homestead Credit, Senior Citizens Credit, and Disability Credits. All require separate applications filed with the Morgan County Revenue Commissioner, typically by December 31st of the qualifying year. These are tax credits that reduce your tax bill, not exemptions.
Q: How does the Homestead Credit work?
A: The Homestead Credit caps annual assessment increases on your primary residence, typically limiting growth to 10% per year. You must file an application with supporting documentation to qualify. This limits assessment growth rather than reducing market value.
Q: When are properties reassessed?
A: Alabama requires property reassessment every 4-6 years. Morgan County follows the state schedule. You can appeal your assessment within 30 days of receiving notice by filing with the County Board of Equalization.
Q: Can I pay my property taxes online?
A: Yes, Morgan County typically offers online payment options through the Revenue Commissioner's website. Credit card payments may include processing fees.
Q: What happens if I pay my taxes late?
A: A 10% penalty is added January 1st. Additional interest and fees accrue monthly. After three years of delinquency, the property may be subject to tax sale.
Q: How do special district taxes work?
A: Special districts for fire protection, libraries, or other services add additional millage to your tax bill. These vary by location within the county and fund specific local services.
Q: Can I get a partial year credit if I sell my home?
A: Property taxes follow the property, not the owner. The closing statement typically prorates taxes between buyer and seller based on the closing date, but the annual tax obligation remains with the property.
