Q: When are property taxes due in Montgomery County?
A: Property taxes are due October 1st each year and become delinquent after December 31st. The final deadline for payment without penalty is typically January 31st of the following year for the current tax year.
Q: What tax credits are available and how do I apply?
A: The primary tax credit is the Homestead Credit, which provides up to $5,000 in assessed value reduction for owner-occupied residences. This credit is NOT automatic and requires annual application to the Montgomery County Revenue Commissioner. Additional credits may be available for seniors, disabled persons, and veterans, each requiring separate applications with specific documentation and deadlines.
Q: How does the Homestead Credit work?
A: The Homestead Credit provides up to $5,000 reduction in assessed value (not market value) for properties used as a primary residence. It also caps annual assessment increases, helping limit tax growth. You must apply annually with the Montgomery County Revenue Commissioner and provide proof of residency. This is a credit that reduces your taxable assessed value, not an exemption from taxes entirely.
Q: How often are properties reassessed?
A: Montgomery County conducts property reassessments periodically, typically every few years. You will receive notice if your property is being reassessed. If you disagree with a new assessment, you have the right to appeal to the Montgomery County Board of Equalization within 30 days of receiving notice.
Q: What happens if I pay my taxes late?
A: Property taxes become delinquent after December 31st, with final deadline typically January 31st. Late payments are subject to penalties and interest charges. Prolonged non-payment can eventually lead to tax lien sales or foreclosure proceedings.
Q: Can I pay my property taxes online?
A: Yes, Montgomery County offers online property tax payments through the Revenue Commissioner's website. You can pay by bank account or credit card, though credit card payments may incur additional processing fees.
Q: Why do properties in the same neighborhood have different tax rates?
A: Tax rates vary based on the specific taxing districts that serve each property. Properties may be in different school districts, fire districts, municipal boundaries, or special improvement districts, each of which adds to the total millage rate.
Q: What if I receive a supplemental tax bill?
A: Supplemental taxes are issued for mid-year changes like new construction completion, ownership transfers, or assessment changes. These are prorated for the portion of the tax year affected and are due upon receipt. You can pay supplemental taxes online using your Tax Account ID.
Q: How do I find out my property's specific tax rate?
A: Contact the Montgomery County Revenue Commissioner at (334) 832-4950 or visit their office at 375 South Ripley Street, Montgomery, AL 36104. Provide your property address to determine the exact combination of state, county, municipal, and special district millages that apply to your specific location.
Q: Are there tax credits for seniors or veterans?
A: Yes, Alabama law provides various tax credits for qualifying seniors, disabled persons, and veterans. Each credit has specific eligibility requirements, application procedures, and deadlines. Contact the Montgomery County Revenue Commissioner for applications and detailed information about qualifying criteria, as these credits are not automatic and must be applied for annually.
