Q: When are property taxes due in Mobile County for FY 2024-2025?
A: Property taxes are typically due in two installments: the first half by October 1st and the second half by March 31st. Late payments incur penalties and interest charges.
Q: What tax credits are available and do they require application?
A: Mobile County offers several tax credits including Homestead Credit (up to $4,000 off your tax bill), Senior Citizen Credit, Disabled Person Credit, and Veteran Credits. ALL tax credits require formal application and are not automatically applied - you must file paperwork with the Revenue Commissioner's office.
Q: How does the Homestead Credit work?
A: The Homestead Credit provides up to $4,000 in tax bill reduction for owner-occupied primary residences. Additionally, it caps annual assessment increases to protect against rapid property value growth. You must apply for this credit - it's not automatic and must be renewed if you move or change ownership.
Q: When do I need to apply for tax credits?
A: Most tax credit applications must be filed by December 31st of the tax year to be effective for that year's taxes. Contact the Revenue Commissioner's office for specific deadlines and required documentation.
Q: How often are properties reassessed in Mobile County?
A: Mobile County conducts property reassessments periodically, typically every few years. You'll receive notice of any assessment changes and have the right to appeal if you believe the assessment is incorrect.
Q: What happens if I pay my property taxes late?
A: Late payments incur penalty fees and interest charges. Continued non-payment can result in tax liens and ultimately tax sale proceedings.
Q: Can I pay my property taxes online?
A: Yes, Mobile County offers online payment options through their official website. Visit https://www.mobilecountyal.gov/government/departments/revenue-commissioner/ for secure payment portals and account information.
Q: Why did my tax bill increase when tax rates stayed the same?
A: Tax bills can increase due to rising property assessments, expiration of tax credits, new special district assessments, or loss of exemption status. Remember that most tax credits require annual renewal or reapplication.
Q: How do special taxing districts affect my tax rate?
A: Your property's location determines which special districts apply, such as school districts, fire districts, or municipal improvement zones. These can add additional mills to your base tax rate, causing variation across the county.
Q: What documentation do I need to apply for tax credits?
A: Requirements vary by credit type, but typically include proof of ownership, occupancy verification, age verification for senior credits, disability documentation, or military service records for veteran credits. Contact the Revenue Commissioner's office for specific requirements.
