Q: When are Madison County property taxes due for the 2025-2026 fiscal year?
A: Property taxes are due in two installments: first installment by December 10, 2025, and second installment by April 10, 2026.
Q: What homestead tax credits are available and how do I apply?
A: Madison County offers a Homestead Credit that reduces your assessed value and limits annual assessment increases. This credit requires application and is available if the property is your primary residence as of October 1st of the tax year. Applications must be filed by February 15th with the Madison County Revenue Commissioner.
Q: How does the Homestead Credit work?
A: The Homestead Credit provides a reduction in assessed value (typically $4,000-$7,000) and caps annual assessment increases to protect against dramatic tax increases. This is a tax credit that reduces your tax bill, not an exemption. You must apply annually and meet residency requirements.
Q: Are there other property tax credits available?
A: Yes, Madison County offers various tax credits including senior citizen credits, disability credits, and veteran credits. All credits require separate applications with specific documentation and deadlines. Contact the Madison County Revenue Commissioner for complete details and application forms.
Q: How often are properties reassessed in Madison County?
A: Alabama law requires property assessments to be updated periodically. Madison County may conduct reassessments every few years or when properties change ownership. Property owners receive notice of assessment changes and have appeal rights.
Q: What happens if I pay my property taxes late?
A: Late payments in Madison County incur penalties and interest charges. After the due date passes, additional fees are added monthly. Extended delinquency can result in tax liens and eventual tax sale proceedings.
Q: Can I pay my Madison County property taxes online?
A: Yes, Madison County typically offers online payment options through the Revenue Commissioner's website. Payment methods usually include electronic check and credit card options, though credit card payments may incur processing fees.
Q: Why do property tax rates vary within Madison County?
A: Your total tax rate depends on your location within Madison County. Different areas are served by different school districts, townships, municipalities, and special districts (fire protection, utilities), each with their own tax rates that combine to create your total effective rate.
Q: How do I appeal my property assessment?
A: Property owners who believe their assessment is incorrect can file an appeal with the Madison County Board of Equalization. Appeals must be filed within specific timeframes after receiving assessment notices, typically 30-60 days.
Q: What documentation do I need for tax credit applications?
A: Requirements vary by credit type, but generally include driver's license showing the property address, homeowner's insurance policy, utility bills, and specific forms for each credit. For recent address changes, additional documentation like utility connection letters may be required.
