HonestCasa logoHonestCasa
Updated 2025 Tax Year

Macon County
Property Tax Guide

Everything you need to know about property taxes in Macon County, AL. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
32.5 mills (0.0325) - varies by location within county due to special districts
Exemptions
4+ Available
Section 1

How Property Tax Works

Macon County, Alabama operates under a property tax system that serves as a primary funding mechanism for essential local services including public schools, county government operations, infrastructure maintenance, and public safety. Property owners in Macon County pay taxes based on their property's assessed value multiplied by the local tax rate, which for 2025 is 32.5 mills (0.0325). This means property owners pay approximately $32.50 for every $1,000 of assessed property value.

The effective tax rate you pay may vary depending on your specific location within Macon County due to special taxing districts, municipal boundaries, and school district overlays. Alabama assesses residential property at 10% of fair market value for tax purposes, with additional reductions available through various tax credits and exemptions that must be applied for separately. Property tax bills in Macon County are due annually by October 1st, and the county offers various payment methods including online options to accommodate taxpayers.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General FundVariableBasic county services, administration, roads
County School DistrictVariablePublic education funding
State Property TaxVariableState-mandated levy
Special DistrictsVariableFire protection, library services, etc.
Total Combined Rate32.5Combined rate for FY 2025-2026

Note: The 32.5 mill rate represents the combined total for properties within Macon County for the 2025 tax year. Individual components may vary by specific location within the county due to municipal boundaries, school district lines, and special taxing districts such as fire protection or library districts. Contact the Macon County Revenue Commissioner's office for your property's exact district assignments.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Macon County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Macon County are additional property tax assessments that occur when there are changes to property ownership, value, or use during the tax year. The most common triggers include the sale of property to new owners, completion of new construction or major improvements, and changes in property classification (such as converting agricultural land to residential use). When triggered, supplemental taxes are calculated by applying the current tax rate to the difference between the old and new assessed values.

For example, if you purchase a home in Macon County that was previously assessed at $80,000 but sells for $250,000, the county may reassess the property at the new market value. The supplemental tax would apply to the increased assessed value from the date of ownership change through the end of the current tax year. If this occurs in January, you would owe nearly a full year of additional taxes on the increased assessment, whereas a December change would result in minimal supplemental taxes.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (10%): $30,000
  • Less: Homestead Credit (if applicable): -$4,000
  • Net Taxable Value: $26,000
  • Annual Tax (32.5 mills): $845
  • Monthly Escrow: ~$70

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (10%): $60,000
  • Less: Homestead Credit (if applicable): -$4,000
  • Net Taxable Value: $56,000
  • Annual Tax (32.5 mills): $1,820
  • Monthly Escrow: ~$152

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (10%): $100,000
  • Less: Homestead Credit (if applicable): -$4,000
  • Net Taxable Value: $96,000
  • Annual Tax (32.5 mills): $3,120
  • Monthly Escrow: ~$260

Note: Tax credits such as the homestead credit require separate application and are not automatically applied. Actual credits may vary, and senior citizen or disability credits may provide additional reductions for qualifying applicants.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Macon County require borrowers to establish an escrow account to ensure property taxes are paid on time. Your monthly mortgage payment includes a portion that goes into this escrow account, which your lender uses to pay your annual property tax bill when it comes due on October 1st. Lenders typically collect 1/12th of your estimated annual tax bill each month, plus an additional cushion to account for potential tax increases.

Each year, your lender will conduct an escrow analysis to determine if you're paying the correct amount based on your actual tax bill. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment may increase accordingly. You can verify that your lender has received and paid your tax bill by checking with the Macon County Revenue Commissioner's office or accessing their online payment portal. If you pay your mortgage off or don't have an escrow account, you're responsible for making the full payment directly to the county by the October 1st deadline.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Macon County for the current fiscal year? A: Property taxes for FY 2025-2026 are due by October 1, 2026. The lien date is October 1, 2025, and taxes become delinquent if not paid by the due date, though extensions may be possible if requested.

Q: What tax credits are available and do I need to apply for them? A: Macon County offers several tax credits including homestead credits for primary residences and potential senior citizen credits for those 65 and older. All credits require separate application through your local county assessor's office and are not automatically applied to your tax bill.

Q: How does the homestead credit work? A: The homestead credit in Alabama typically caps the annual increase in your property's assessed value, not the market value itself. This means your assessment can only increase by a limited percentage each year (often around 10%) even if your property's market value rises more dramatically. You must apply for this credit - it's not automatic.

Q: How often are properties reassessed in Macon County? A: Alabama law requires counties to conduct property reappraisals periodically, though the exact schedule can vary. Properties may also be reassessed when they sell or when significant improvements are made. Contact the Macon County Revenue Commissioner's office for the current assessment schedule.

Q: What happens if I pay my property taxes late? A: Late payments are subject to penalties and interest charges. After a certain period, unpaid taxes can result in tax liens being placed on your property, and eventually, the property may be subject to tax sale proceedings.

Q: Can I pay my property taxes online? A: Many Alabama counties offer online payment options. Contact the Macon County Revenue Commissioner's office or visit their website to determine available payment methods including online, mail, or in-person options.

Q: How do I appeal my property assessment? A: If you believe your property is over-assessed, you can appeal to the Macon County Board of Equalization. Appeals typically must be filed within a specific time period after assessment notices are mailed, so act promptly if you wish to contest your assessment.

Q: Why might my tax rate be different from my neighbor's? A: Tax rates can vary within Macon County based on special taxing districts such as fire protection districts, library districts, or municipal boundaries. Two properties in different areas of the county may have different total tax rates depending on which special districts serve their location.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate