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Updated 2025 Tax Year

Limestone County
Property Tax Guide

Everything you need to know about property taxes in Limestone County, AL. Rates, due dates, exemptions, and how it affects your monthly payment.

7 Official Sources
8 min read
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Quick Facts
Tax Rate
32.5 mills (3.25%) for fiscal year 2024-2025, varies by taxing district and school zone
Exemptions
1+ Available
Section 1

How Property Tax Works

Limestone County, Alabama operates on a property tax system that serves as a primary funding source for essential county services including schools, roads, public safety, and general government operations. Property taxes in Limestone County are assessed annually and based on the assessed value of real and personal property within the county boundaries.

The county's property tax rate for fiscal year 2024-2025 is set at 32.5 mills (3.25%), though actual effective rates vary depending on your property's location within specific taxing districts and school zones. Property owners may qualify for various tax credits that can reduce their overall tax burden, but these typically require separate applications and are not automatically applied. The assessment and collection process involves multiple entities including the county assessor, revenue commissioner, and various municipal authorities depending on your property's location.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General Fund32.5General county operations, services, and infrastructure
School District TaxVariesAdditional millage rates vary by school district within county
Municipal TaxVariesApplied to properties within city limits
Special District TaxVariesFire districts, water districts, and other special assessments
Total Base Rate32.5+Actual rates vary by location and applicable districts

Rates shown are for Levy Year 2024-2025. Total effective tax rates typically range from 32.5 mills to over 60 mills depending on your property's location within various taxing districts, school zones, and municipal boundaries within Limestone County.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Limestone County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Limestone County are additional property tax assessments that occur when there are changes in property ownership, completion of new construction, or improvements that increase a property's assessed value during the tax year. These supplemental bills are calculated based on the difference between the old and new assessed values, prorated for the remaining months in the fiscal year.

For example, if you complete a $100,000 home addition in January and the county reassesses your property, you would receive a supplemental tax bill covering the increased assessment from January through September (the remainder of the fiscal year). The supplemental tax would be calculated by multiplying the increased assessed value by your applicable tax rate and prorating it for the remaining months.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (10% assessment ratio): $30,000
  • Homestead Credit Applied: -$5,000 (requires application)
  • Net Taxable Value: $25,000
  • Annual Tax (32.5 mills base rate): $813
  • Monthly Escrow: $68

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (10% assessment ratio): $60,000
  • Homestead Credit Applied: -$5,000 (requires application)
  • Net Taxable Value: $55,000
  • Annual Tax (32.5 mills base rate): $1,788
  • Monthly Escrow: $149

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (10% assessment ratio): $100,000
  • Homestead Credit Applied: -$5,000 (requires application)
  • Net Taxable Value: $95,000
  • Annual Tax (32.5 mills base rate): $3,088
  • Monthly Escrow: $257

Note: These examples use base county rate only. Actual taxes will be higher due to school district and other applicable taxes. All credits require separate applications.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Limestone County require property tax escrow accounts for borrowers with less than 20% equity. Your lender collects monthly escrow payments along with your mortgage payment, depositing these funds into a separate account to pay your annual property tax bill when due. Lenders typically conduct annual escrow analyses to ensure adequate funds are collected based on current tax assessments.

Property tax bills in Limestone County are generally due by October 1st each year, and lenders usually remit payment directly to the county revenue commissioner on your behalf. You should receive copies of all tax bills and payment confirmations. If your property taxes increase significantly due to reassessment or rate changes, your lender may require an escrow shortage payment or increase your monthly escrow amount. Property owners are ultimately responsible for ensuring taxes are paid even if using escrow services.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

When are property taxes due for fiscal year 2024-2025? Property taxes are typically due by October 1st annually. Contact the Limestone County Revenue Commissioner for specific due dates and payment options.

What homestead tax credits are available? The primary homestead credit is available to owner-occupants of single-family residences. This credit caps assessment increases rather than reducing market value and requires annual application through the county assessor's office. The exemption applies to properties up to 160 acres.

Do I need to apply for tax credits? Yes, most tax credits including the homestead credit require separate applications and are not automatically applied. Contact the Limestone County Assessor's office for application forms and deadlines.

How often are properties reassessed? Alabama conducts property reappraisals on varying schedules. Contact the Limestone County Assessor for current assessment cycles and your property's last appraisal date.

Can I appeal my property assessment? Yes, property owners can appeal assessments through the county board of equalization. Appeals must typically be filed within 30 days of receiving your assessment notice.

What are the penalties for late payment? Late payments incur interest and penalties. Contact the Revenue Commissioner's office for current penalty rates and payment options for delinquent accounts.

Can I pay property taxes online? Many Alabama counties offer online payment systems. Check with the Limestone County Revenue Commissioner for available online payment options and accepted payment methods.

How do special district taxes affect my bill? Properties located within fire districts, school districts, or municipal boundaries incur additional millage rates beyond the base county rate of 32.5 mills. Your total effective rate depends on all applicable taxing districts for your property location.

Verified Sources

Backed by 7 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
LIMESTONE COUNTY COMMISSIONlimestonecounty-al.gov
02
County
Limestone County Commissionalison.legislature.state.al.us
03
Tax Doc
Property Tax Assessment - Alabama Department of Revenuerevenue.alabama.gov
04
Homestead Exemptions - Alabama Department of Revenuerevenue.alabama.gov
05
What is a homestead exemption?revenue.alabama.gov
06
County
Homestead Exemption Information | Madison County, ALmadisoncountyal.gov
07
County
LIMESTONE COUNTY COMMISSIONlimestonecounty-al.gov
All sources verified as of 2025 Tax Year

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