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Updated 2025 Tax Year

Elmore County
Property Tax Guide

Everything you need to know about property taxes in Elmore County, AL. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
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Quick Facts
Tax Rate
0.4% to 0.8% of assessed value (varies by taxing district location)
1st Due
Oct 1
Exemptions
5+ Available
Section 1

How Property Tax Works

Elmore County, Alabama operates on a property tax system that funds essential county services including schools, public safety, infrastructure, and local government operations. Property taxes are assessed on the market value of real estate and personal property, with assessments conducted by the Elmore County Revenue Commissioner's office.

Property tax rates in Elmore County vary by location within the county due to special taxing districts, municipal boundaries, and school district overlays. The effective tax rate typically ranges from approximately 0.4% to 0.8% of assessed value, depending on your specific location and applicable district taxes. Property owners should note that their exact tax rate depends on which combination of taxing authorities serve their property, including county general fund, school districts, and any special assessment districts.

Section 2

What Makes Up Your Tax Bill

Based on available information for the current tax year, Elmore County property tax rates include multiple components that vary by location:

ComponentRate RangeDescription
County GeneralVariesBasic county services and operations
School DistrictVariesLocal school district funding
MunicipalVariesCity/town taxes (if applicable)
Special DistrictsVariesFire districts, library districts, other special assessments

Note: Specific millage rates for FY 2025-2026 are determined annually by local commissioners and vary significantly based on your property's location within Elmore County. Contact the Elmore County Revenue Commissioner at (334) 567-1150 for exact rates applicable to your specific property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Elmore County, property taxes are due in two installments:

First Installment
Oct 1
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Elmore County are additional tax bills issued when there are changes to property ownership or improvements during the tax year. Common triggers include property sales, new construction completion, additions or major renovations, and changes in property use classification.

When a supplemental assessment occurs, the additional tax is calculated based on the difference between the old and new assessed values, prorated for the remaining months in the tax year. For example, if you complete a $50,000 home addition in July, you would receive a supplemental bill for the increased assessment covering July through September (the remainder of the tax year ending September 30).

Example Calculation

The following examples assume property located in a typical Elmore County taxing district with an effective rate of approximately 0.6% of assessed value:

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessment Ratio (10%): $30,000
  • Homestead Credit Applied: -$4,000 (requires application)
  • Net Taxable Value: $26,000
  • Annual Tax (0.6%): $156
  • Monthly Escrow: $13

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessment Ratio (10%): $60,000
  • Homestead Credit Applied: -$4,000 (requires application)
  • Net Taxable Value: $56,000
  • Annual Tax (0.6%): $336
  • Monthly Escrow: $28

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessment Ratio (10%): $100,000
  • Homestead Credit Applied: -$4,000 (requires application)
  • Net Taxable Value: $96,000
  • Annual Tax (0.6%): $576
  • Monthly Escrow: $48

Note: All tax credits require separate application and are not automatically applied.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Elmore County require borrowers to maintain an escrow account for property tax payments. Your lender collects monthly escrow payments as part of your mortgage payment and pays your property taxes directly to the county when due on October 1st each year.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected. Since Elmore County taxes are due October 1st and become delinquent after December 31st, lenders usually pay in October to avoid any late penalties. Property owners should verify that their lender has current mailing addresses and parcel information with the Elmore County Revenue Commissioner to ensure timely payment. If you pay taxes directly (without escrow), you're responsible for meeting the October 1st deadline to avoid delinquency charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Elmore County? A: Property taxes for FY 2025-2026 are due October 1, 2025, and become delinquent after December 31, 2025.

Q: What tax credits are available and how do I apply? A: The primary tax credit available is the Homestead Credit for owner-occupied single-family residences. This credit requires annual application with the Elmore County Revenue Commissioner's office. Applications must be filed by specific deadlines - contact (334) 567-1150 for current deadline information.

Q: How does the Homestead Credit work? A: The Homestead Credit limits assessment increases on your primary residence rather than reducing market value. You must own and occupy a single-family dwelling as your primary residence on property not exceeding 160 acres. This credit is not automatic and requires filing an application.

Q: How often are properties reassessed? A: Alabama law requires property reassessment every few years, though specific schedules vary. Contact the Elmore County Revenue Commissioner for current assessment schedules and appeal procedures if you disagree with your assessed value.

Q: What are the penalties for late payment? A: Properties become delinquent after December 31st and are subject to interest charges, penalties, and potential tax sale procedures. Contact the Revenue Commissioner immediately if you cannot meet the October 1st deadline.

Q: Can I pay property taxes online? A: Contact the Elmore County Revenue Commissioner at (334) 567-1150 or visit their office for current payment options and online availability.

Q: Why do property tax rates vary within the county? A: Tax rates differ based on special taxing districts, school districts, municipal boundaries, and fire districts. Each property's location determines which combination of taxing authorities applies.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Elmore County Board of Equalization within specific timeframes. Contact the Revenue Commissioner's office for appeal forms and deadline information.

Verified Sources

Backed by 9 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
HB370 INTRODUCEDalison.legislature.state.al.us
02
HB372 ENROLLEDalison.legislature.state.al.us
03
HB372 INTRODUCEDalison.legislature.state.al.us
04
Tax Doc
When are my property taxes due?revenue.alabama.gov
05
Tax Doc
What is the timetable for property taxes?revenue.alabama.gov
06
Federal Register, Volume 64 Issue 81 (Wednesday, April ...govinfo.gov
07
Homestead Exemptions - Alabama Department of Revenuerevenue.alabama.gov
08
What is a homestead exemption?revenue.alabama.gov
09
HOMESTEAD EXEMPTIONS IN ALABAMAndlegis.gov
All sources verified as of 2025 Tax Year

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