Q: When are Cullman County property taxes due for the current tax year?
A: Property taxes are due by December 31st and become delinquent after that date. Taxes are levied on October 1st based on property values as of the previous September 30th.
Q: What homestead tax credits are available and do I need to apply?
A: Alabama offers a homestead exemption for owner-occupied single-family residences that can reduce assessed value by up to $4,000. You MUST apply with the Cullman County Revenue Commissioner's office - it is not automatic. The homestead also caps assessment increases to help limit tax growth over time.
Q: Are there property tax credits for senior citizens?
A: Yes, qualifying senior citizens (age 65+) may be eligible for additional property tax credits. These require separate applications and have income limitations. Contact the Cullman County Revenue Commissioner for current eligibility requirements and application deadlines.
Q: How often is property reassessed in Cullman County?
A: Property is reassessed annually based on market conditions as of September 30th. Unlike some states, Alabama does not have a fixed reassessment cycle, allowing for annual adjustments to reflect current market values.
Q: Can I appeal my property assessment?
A: Yes, property owners can appeal assessments to the Cullman County Board of Equalization. Appeals must typically be filed within 30 days of receiving your assessment notice. You'll need comparable property sales data to support your appeal.
Q: What happens if I pay property taxes late?
A: Taxes become delinquent after December 31st and accrue interest and penalties. Extended delinquency can result in tax liens and eventual tax sale of the property.
Q: Can I pay property taxes online?
A: Yes, Cullman County accepts online property tax payments through their official website. You can also pay by mail or in person at the Cullman County Department of Revenue office.
Q: How do special taxing districts affect my property tax bill?
A: Your property may be subject to additional taxes from school districts, fire districts, municipal governments, and other special service districts. These appear as separate line items on your tax bill, and rates vary significantly based on your property's exact location within the county.
Q: Do I need to reapply for tax credits annually?
A: Most tax credits, including homestead exemptions, remain in effect once approved as long as you continue to meet eligibility requirements. However, you should notify the Revenue Commissioner if your circumstances change, such as no longer using the property as your primary residence.
Q: What documentation do I need for a homestead exemption application?
A: You'll typically need proof of ownership (deed), proof of residency (driver's license, utility bills), and completed application forms. The property must be your primary residence and qualify as a single-family dwelling on 160 acres or less.
