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Updated 2025 Tax Year

Conecuh County
Property Tax Guide

Everything you need to know about property taxes in Conecuh County, AL. Rates, due dates, exemptions, and how it affects your monthly payment.

7 Official Sources
8 min read
Quick Facts
Tax Rate
10.4 mills ($10.40 per $1,000 assessed value), varies by district from 0.4% to 0.6% of market value
Exemptions
4+ Available
Section 1

How Property Tax Works

Conecuh County, Alabama operates under the state's property tax system to fund essential local services including schools, roads, public safety, and county government operations. Property taxes are based on assessed values determined by the county assessor and are subject to a tax rate of 10.4 mills for the 2025 tax year, which includes the state's 6.5 mills portion. This translates to $10.40 per $1,000 of assessed value.

Property tax rates in Conecuh County can vary by location within the county due to special taxing districts, municipal boundaries, and school district variations. The effective tax rate typically ranges from approximately 0.4% to 0.6% of market value, depending on your specific location and any applicable tax credits. Property assessments are conducted periodically, and property owners have appeal rights if they believe their assessment is incorrect.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
State Property Tax6.5Alabama state levy
County General Fund2.4County operations and services
School District1.5Local education funding
Total Base Rate10.4Standard rate for most properties
Special DistrictsVariesFire districts, water/sewer districts
Municipal TaxesVariesAdditional taxes within city limits

Rates shown are for FY 2025-2026 levy year and represent the base county rate. Actual rates may be higher depending on your location within special taxing districts such as fire protection districts, water districts, or if your property is located within a municipality. Contact the Conecuh County Revenue Commissioner for your specific rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Conecuh County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Conecuh County are additional property tax bills issued when there are significant changes to a property during the tax year. Common triggers include new construction, major improvements, changes in property use, or ownership transfers that result in reassessment. When improvements are completed or property changes hands, the county assessor may issue a supplemental assessment for the increased value.

Supplemental taxes are calculated by applying the current tax rate to the difference between the new assessed value and the previous assessed value, prorated for the portion of the tax year remaining. For example, if you complete a $50,000 home addition in July and the assessed value increases by $40,000, you would owe additional taxes on that $40,000 for the remaining months of the tax year at the applicable mill rate.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (20% of market): $60,000
  • Less: Homestead Credit: $0 (requires application)
  • Net Taxable Value: $60,000
  • Annual Tax ($60,000 × 10.4 mills): $624
  • Monthly Escrow: $52

Example 2: $600,000 Home with Homestead Credit

  • Market Value: $600,000
  • Assessed Value (20% of market): $120,000
  • Less: Homestead Credit: varies (application required)
  • Net Taxable Value: $115,000 (estimated)
  • Annual Tax ($115,000 × 10.4 mills): $1,196
  • Monthly Escrow: $100

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (20% of market): $200,000
  • Less: Available Credits: varies (applications required)
  • Net Taxable Value: $195,000 (estimated)
  • Annual Tax ($195,000 × 10.4 mills): $2,028
  • Monthly Escrow: $169

Note: Tax credits require separate applications and are not automatically applied. Contact the county assessor for available programs.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Conecuh County require property tax escrow accounts for borrowers with less than 20% equity. Your lender collects monthly payments equal to 1/12 of your annual property tax bill plus insurance premiums. The lender holds these funds in escrow and pays your property taxes directly to the county when they become due on October 1st.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected. If property taxes increase, your monthly escrow payment may increase accordingly. You should receive an annual escrow statement showing all deposits and disbursements. Property owners can verify that taxes were paid correctly by checking with the Conecuh County Revenue Commissioner's office or reviewing online payment records when available.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Conecuh County for FY 2025-2026? A: Property taxes are due October 1st and become delinquent after December 31st. Late payments may incur penalties and interest charges.

Q: What tax credits are available and how do I apply? A: Common tax credits include homestead credits for primary residences, senior citizen credits, and disabled veteran credits. All credits require separate applications filed with the county assessor's office. Contact the assessor for specific programs, eligibility requirements, and deadlines.

Q: How does the homestead credit work? A: The homestead credit typically caps the annual increase in assessed value for your primary residence, not reducing the market value itself. You must file an application with supporting documentation to qualify, and it's not automatically applied.

Q: When does the county reassess properties? A: Conecuh County follows Alabama's reappraisal cycle. Contact the county assessor for the current assessment schedule and appeal deadlines if you disagree with your assessment.

Q: What penalties apply for late payment? A: Properties become delinquent after December 31st and may incur penalties, interest charges, and eventually tax lien procedures. Contact the Revenue Commissioner for specific penalty rates.

Q: Can I pay property taxes online? A: Check with the Conecuh County Revenue Commissioner's office for available online payment options and accepted payment methods.

Q: How do special district taxes affect my bill? A: Properties located in fire districts, water districts, or municipalities may have additional taxes beyond the base county rate. Your location determines which special assessments apply.

Q: How do I appeal my property assessment? A: Property owners can appeal assessments through the county board of equalization. Contact the county assessor's office for appeal forms, deadlines, and procedures for the current tax year.

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