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Updated 2025 Tax Year

Clarke County
Property Tax Guide

Everything you need to know about property taxes in Clarke County, AL. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Approximately 33 mills (3.3%) county-wide, varies by municipality and special districts
1st Due
Oct 1
Exemptions
5+ Available
Section 1

How Property Tax Works

Clarke County's property tax system serves as the primary funding mechanism for essential local services including public schools, county operations, road maintenance, and emergency services. Property taxes in Clarke County are administered by the county assessor and revenue commissioner, with collections supporting both county-wide services and local municipal needs.

The effective property tax rate in Clarke County is approximately 33 mills (3.3%), meaning property owners pay roughly $330 per year for every $100,000 in assessed property value. However, actual tax bills vary significantly depending on your property's location within the county due to different municipal tax rates and special taxing districts. Properties within incorporated cities may have additional municipal levies, while rural properties typically face only county and school district taxes.

Property assessments in Alabama are conducted every four years, with Clarke County properties assessed at 10% of fair market value for residential properties and 20% for commercial properties. The assessment process determines your property's taxable value, which then serves as the basis for calculating your annual tax obligation.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General Fund~12.0County operations, services, infrastructure
School District~15.0Clarke County public schools
State Property Tax~6.5Alabama state services
Total Base Rate~33.5Standard county-wide rate
Municipal TaxesVariesAdditional taxes for incorporated areas
Special DistrictsVariesFire districts, water districts, other local services

Rates shown are approximate for FY 2025 and may vary by specific location within Clarke County due to municipal boundaries and special taxing districts. Contact the Clarke County Revenue Commissioner for exact rates applicable to your property address.

Note: One mill equals $1 in tax for every $1,000 of assessed property value. Properties in incorporated cities like Grove Hill or Thomasville may have additional municipal rates ranging from 5-15 mills depending on local services provided.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Clarke County, property taxes are due in two installments:

First Installment
Oct 1
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Clarke County are additional tax bills issued when there are mid-year changes to property ownership, value, or use that weren't captured in the regular annual assessment. The most common triggers include new construction completion, property sales that reveal significant underassessment, and changes from exempt to taxable status.

When a supplemental assessment is issued, the additional tax is calculated from the effective date of the change through the end of the current tax year (September 30). For example, if new construction is completed and receives a certificate of occupancy in March, the supplemental tax would cover March through September at the new assessed value.

Example: A homeowner completes a $50,000 home addition in March 2025. The addition increases the assessed value by $5,000 (10% of market value). With Clarke County's 33-mill rate, this generates an additional $165 in annual taxes. The supplemental bill would be $96.25 (7 months ÷ 12 months × $165), due within 30 days of issuance. This is separate from and in addition to the regular October property tax bill.

Example Calculation

Example 1: $300,000 Home with Homestead Credit

  • Market Value: $300,000
  • Assessed Value: $30,000 (10% of market value)
  • Homestead Credit Applied: $4,000 state + $2,000 county = $6,000 total
  • Net Taxable Value: $24,000
  • Annual Tax: $792 (24,000 ÷ 1,000 × 33 mills)
  • Monthly Escrow: $66

Example 2: $600,000 Home with Homestead Credit

  • Market Value: $600,000
  • Assessed Value: $60,000 (10% of market value)
  • Homestead Credit Applied: $6,000 (maximum credit)
  • Net Taxable Value: $54,000
  • Annual Tax: $1,782 (54,000 ÷ 1,000 × 33 mills)
  • Monthly Escrow: $149

Example 3: $1,000,000 Home with Homestead Credit

  • Market Value: $1,000,000
  • Assessed Value: $100,000 (10% of market value)
  • Homestead Credit Applied: $6,000 (maximum credit)
  • Net Taxable Value: $94,000
  • Annual Tax: $3,102 (94,000 ÷ 1,000 × 33 mills)
  • Monthly Escrow: $259

Note: Homestead credit requires annual application and proof of primary residence. Credits are not automatic and must be filed with the Clarke County Revenue Commissioner by December 31 of the tax year.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Clarke County require property tax escrow accounts for loans with less than 20% down payment. Your lender collects monthly escrow payments along with your mortgage payment, then pays your property taxes directly to Clarke County when they become due on October 1st.

Lenders typically collect escrow payments based on the previous year's tax bill plus a small buffer (usually 2-3 months of additional payments). After paying your taxes, the lender provides an annual escrow analysis showing collections, payments, and any required adjustments to your monthly payment. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment will be adjusted accordingly.

Property owners should verify that their lender has paid taxes on time by checking with the Clarke County Revenue Commissioner or viewing their account online. While lenders are generally reliable, payment delays can result in penalty and interest charges that may be passed on to the homeowner. If you don't have an escrow account, you're responsible for making direct payments to the county by the December 31st deadline to avoid delinquency.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Clarke County property taxes due for the current fiscal year? A: Property taxes for FY 2025 are due October 1, 2024, and become delinquent after December 31, 2024. The tax lien attaches to your property on October 1st each year.

Q: What homestead tax credits are available and do I need to apply? A: Clarke County offers a homestead credit (not exemption) that reduces your assessed value by up to $4,000 for state taxes and $2,000 for county taxes. You must apply annually by December 31st and occupy the property as your primary residence on January 1st of the tax year.

Q: How does the homestead credit actually work? A: The homestead credit reduces your property's assessed value for tax calculation purposes - it doesn't limit assessment increases or reduce market value. You must reapply each year and provide proof of primary residence to the Revenue Commissioner.

Q: How often are properties reassessed in Clarke County? A: Alabama law requires property reassessment every four years. Clarke County conducts comprehensive reappraisals to ensure assessments reflect current market values, with the most recent countywide reassessment completed in 2022.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Clarke County Board of Equalization within 30 days of receiving your assessment notice. You'll need evidence supporting your claim that the assessed value exceeds fair market value.

Q: What are the penalties for late property tax payments? A: Properties become delinquent after December 31st and accrue interest and penalties. Contact the Clarke County Revenue Commissioner for current penalty rates and payment options for delinquent accounts.

Q: Can I pay my property taxes online? A: Contact the Clarke County Revenue Commissioner at (251) 275-3251 to inquire about online payment options and accepted payment methods for property taxes.

Q: Why is my tax bill different from my neighbor's if we have similar homes? A: Tax bills vary based on assessed value differences, homestead credit eligibility, location within different municipal or special district boundaries, and whether property owners have applied for available credits.

Q: Do senior citizens qualify for additional property tax relief? A: Alabama offers various property tax relief programs for seniors, disabled persons, and veterans. Contact the Clarke County Revenue Commissioner to learn about available credits and application requirements specific to your situation.

Q: What happens if I disagree with a supplemental tax assessment? A: Supplemental assessments can be appealed using the same process as regular assessments. You have 30 days from the supplemental assessment date to file an appeal with the County Board of Equalization.

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