HonestCasa logoHonestCasa
Updated 2025 Tax Year

Blount County
Property Tax Guide

Everything you need to know about property taxes in Blount County, AL. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by district - county base rate set annually by Board of Commissioners plus municipal and special district additions
1st Due
Oct 1
2nd Due
Dec 31
Exemptions
4+ Available
Section 1

How Property Tax Works

Blount County, Alabama operates on an annual property tax system that funds essential county services including schools, public safety, road maintenance, and local government operations. Property taxes are administered by the Blount County Revenue Commissioner's Office and collected by the Trustee's Office, with tax bills typically issued between October 1st and due by December 31st each year.

The effective property tax rate in Blount County varies by location within the county due to different special taxing districts and municipal boundaries. Based on current data, residential properties are assessed at 25% of their appraised market value, with the county tax rate set annually by the Blount County Board of Commissioners. For 2025, a property with a $250,000 appraised value would generate approximately $994 in annual property taxes. Actual rates may differ based on your specific location within special school districts, fire districts, or municipal areas that levy additional taxes.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Base County Rate$1.59Set annually by Blount County Board of Commissioners for FY 2025
School DistrictVariesAdditional levy varies by school district location
Fire DistrictVariesApplied to properties within specific fire protection districts
MunicipalVariesAdditional taxes for incorporated city/town residents
Effective Rate~$1.59+Total rate depends on special district combinations

Note: The $1.59 rate applies to the assessed value (25% of appraised value for residential property). Rates are set annually and vary significantly by location within Blount County based on which special taxing districts apply to your property. Contact the Revenue Commissioner at 205-973-0589 for your specific district combination.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Blount County, property taxes are due in two installments:

First Installment
Oct 1
Delinquent after Dec 10
Second Installment
Dec 31
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Blount County are additional property tax assessments that occur when there are changes in property ownership, value, or use during the tax year. Common triggers include new construction completion, property improvements that increase value, or changes in property classification (such as removing agricultural exemption status).

When a supplemental assessment is issued, it covers the period from when the change occurred through the end of the current tax year. For example, if new construction is completed in March and increases your property's assessed value by $50,000, you would owe additional taxes on that $50,000 increase for the remaining 9 months of the tax year. The calculation uses the same tax rates as your regular annual assessment, prorated for the applicable time period.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (25%): $75,000
  • Less: Homestead Credit (if applied): Caps future assessment increases
  • Net Taxable Value: $75,000
  • Annual Tax ($75,000 × 0.0159): $1,193
  • Monthly Escrow: $99

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (25%): $150,000
  • Less: Homestead Credit (if applied): Caps future assessment increases
  • Net Taxable Value: $150,000
  • Annual Tax ($150,000 × 0.0159): $2,385
  • Monthly Escrow: $199

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (25%): $250,000
  • Less: Homestead Credit (if applied): Caps future assessment increases
  • Net Taxable Value: $250,000
  • Annual Tax ($250,000 × 0.0159): $3,975
  • Monthly Escrow: $331

Note: Homestead credits require application and primarily limit future assessment increases rather than reducing current taxes. Additional special district taxes may apply based on location.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Blount County require property tax escrow accounts for borrowers with less than 20% down payment. Your lender collects monthly escrow payments as part of your mortgage payment and pays your property taxes directly to the Blount County Trustee when due in December. Lenders typically collect 2-3 months of additional taxes as a cushion to ensure adequate funds are available.

Each year, your lender will provide an escrow analysis statement showing the previous year's tax payments and any adjustments needed for the coming year. Since Blount County issues tax bills between October 1st and December 31st annually, lenders usually pay taxes in December to avoid late penalties. If you pay your own taxes, you can make payments online, by mail, or in person at the Courthouse (205-973-0589) or Hayden Annex (205-590-2851). Always verify with your lender that escrow payments were made on time to avoid penalties.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Blount County for FY 2025-2026? A: Property taxes are due between October 1st and December 31st annually. The final deadline is December 31, 2025, for the current tax year.

Q: What homestead credits are available and how do I apply? A: Blount County offers homestead exemptions that cap assessment increases on your primary residence. You must apply in person at the County Assessor's Office (205-973-0535). This is NOT automatic and requires annual verification of eligibility.

Q: How does the homestead credit work? A: The homestead credit doesn't reduce your current market value but limits how much your assessed value can increase each year, typically capping increases at 10%. You must file an application - it's not automatic.

Q: What other tax credits require applications? A: Senior citizens, disabled veterans, and agricultural properties may qualify for additional credits. All require separate applications through the County Assessor's Office and must be renewed periodically.

Q: When are properties reassessed? A: Blount County conducts property reappraisals on a periodic schedule. The County Assessor's Office (205-973-0535) can provide information about when your area was last assessed and appeal procedures.

Q: What are the penalties for late payment? A: Late payments after December 31st incur penalties and interest charges. Contact the Trustee's Office at 205-973-0589 for specific penalty rates and payment arrangements.

Q: Can I pay property taxes online? A: Yes, you can search for and pay property taxes online through the county's system. Visit the Blount County website or call 205-973-0589 for online payment options.

Q: Why is my tax rate different from my neighbor's? A: Tax rates vary based on special districts including school districts, fire districts, and municipal boundaries. Two properties on the same street may have different total tax rates depending on which districts apply.

Q: How do I appeal my property assessment? A: Contact the County Assessor's Office at 205-973-0535 for appeal procedures and deadlines. Appeals must typically be filed within specific timeframes after assessment notices are issued.

Q: What is business personal property tax? A: Business personal property taxes are separate from real estate taxes and are due between October 1st and December 31st. Contact 205-973-0675 for business personal property questions.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate