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Renovation ROIApplication Prep

Turn Appraisals into an Advantage: Boost Value Before You Refi

Small, targeted improvements can lift your appraisal and expand how much equity you can tap.

Mohamed AllooSep 18, 20253 min read

Key takeaways

  • Address deferred maintenance before the appraisal visit.
  • Stage rooms to highlight natural light and space.
  • Provide comps and upgrade lists to the appraiser.

Handle repairs first

Fix leaks, worn finishes, and any visible deferred maintenance so the property shows pride of ownership.

Service HVAC systems and gather receipts to share with the appraiser.

Stage for the story you want to tell

Declutter, neutralize décor, and focus on curb appeal to support a higher value.

Create a one-page summary of improvements completed in the past five years with estimated costs.

Schedule strategically

Book the appraisal once cosmetic updates wrap up and comparable sales are strong.

If the value comes in lower than expected, request a reconsideration with additional comps or contractor bids.

Action plan

Knock out repairs, stage the home, and coordinate your appraisal window for maximum impact.

Ready to see how much equity you can unlock? Start your free estimate and get clarity in minutes.

Average value lift: 3–5% with targeted prep.

Optimize your appraisal in days

We’ll review your upgrade list and schedule an appraisal window that maximizes value.

Check your cash-out options

It takes about 2 minutes. No credit impact for the initial review.

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Pre-Qualify in Seconds

See if you qualify for a home equity loan and get an estimate of how much you could borrow.

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Property Information

This pre-qualification tool provides an estimate only and is not a guarantee of approval. Final loan approval is subject to a complete application, credit review, and property appraisal.