Unlock the Equity
in Your Home in 7 Days or Less*
Get the financial flexibility you need with our fast, competitive home equity loans. Quick approvals, personalized rates, and closings in under a week.
Is a Home Equity Loan Right for You?
Home equity loans are ideal for homeowners who have built equity and need funds for specific purposes. See if you're a good candidate.
Home Equity
You should have at least 15-20% equity in your home beyond your current mortgage. The more equity you have, the better rates and terms you'll qualify for.
Credit Score
Most lenders require a minimum credit score of 620, but scores of 700+ will help you secure better interest rates and loan terms.
Debt-to-Income Ratio
Your DTI ratio should typically be below 43%, including the new loan payment. Lower DTI ratios indicate better financial stability.
Reliable Income
Lenders want to see stable, consistent income that's sufficient to cover your current obligations plus the new loan payments.
Home improvements or renovations
Debt consolidation at lower rates
Major expenses (education, medical)
Investment opportunities
Home Equity Loan Calculator
Estimate your monthly payments and see how much you could save with our competitive rates.
Monthly Payment
Based on 7.50% over 15 years
Total Interest
Total Cost
Pre-Qualify in Seconds
See if you qualify for a home equity loan and get an estimate of how much you could borrow.
Property Information
This pre-qualification tool provides an estimate only and is not a guarantee of approval. Final loan approval is subject to a complete application, credit review, and property appraisal.